Tag: california auto insurance law

Auto insurance premiums reduction sought by Consumer Watchdog

Julie Campbell
California Low Income Auto Insurance Program

The group claims the agency running the car policy program is seeking to charge $40 more than necessary. According to a Consumer Watchdog actuarial analysis, California drivers who are in the low income bracket and who maintain a good driving record should be paying 3.9 percent less on their car coverage premiums through the Low Cost Auto Insurance Program. The analysis was just submitted to the California Department of Insurance. The auto Insurance Commissioner in the state is now performing an annual review in order to decide whether or not…

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Auto insurance customers with coverage gaps may face higher rates

H. Cutner
auto Insurance bill

Battle over automobile coverage law in California rages on for two decades. The auto insurance war that regarding the laws in California are now entering their second decade between George Joseph, the billionaire Mercury General Corp. executive, and Harvey Rosenfield, the consumer advocate. The latest battle in the war will occur in November, when the two will face off over a ballot initiative. The initiative could bring the auto insurance law in California back to the way that it was before a provision was implemented in 1988. This would allow…

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California insurance agents and brokers brush off Prop 33 scare tactic

auto Insurance bill

These industry pros are unconcerned about Consumer Watchdog’s opposition efforts. Independent California insurance agents – industry professionals who help their customers to obtain the best possible coverage prices – have spoken out against the press release from Consumer Watchdog regarding campaign web addresses, brushing it off altogether. Prop 33 supporters are saying that the domain regulations had not been defined when they were purchased. According to Proposition 33 proponent, Mike D’Arelli, of the American Agents Alliance, “The consultants purchased domain names when the designations of the 2012 state ballot measures…

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Automobile insurance for those who have had a DUI conviction

Nordstrom
Driving while drinking

When a DUI conviction occurs… it can have a significant impact on automobile insurance premiums, and it can lead consumers who face this issue to ask a number of important questions. These questions commonly include the following: • What impact does a DUI have on a person’s premiums? State laws dictate the guidelines for insurance companies in terms of how long a DUI conviction can have an impact on an individual’s car insurance premiums. A DUI – just like the majority of other minor and major convictions – will keep…

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