Tag: automobile insurance

New York Implements Opt-In System for Spousal Liability Coverage

Angela Linders
Spousal Liability Coverage discussed with an agent

New York has made a notable change to its automobile insurance policies, now requiring most policyholders to choose actively if they want supplemental spousal liability (SSL) coverage. This adjustment aims to refine insurance practices while resolving issues tied to automatic coverage enrollment. Exploring Supplemental Spousal Liability Coverage Supplemental Spousal Liability offers crucial additional protection, catering to claims made by a policyholder’s spouse following an accident. This coverage is particularly significant when an injured spouse seeks compensation due to the other spouse’s driving negligence. By opting into SSL coverage, policyholders can…

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Auto insurance rates aren’t likely to drop with inflation

G. Turner
Car insurance - Rise in cost

Even as rates have started dropping, it is unlikely that drivers will see their premiums easing. Though drivers might be inclined to believe that as inflation starts to fall, auto insurance rates aren’t likely to get any cheaper. In fact, premiums are expected to rise, and in some areas, they’ll be increasing by quite a bit. The average cost of full coverage is $2,014 in the United States, which is 14 percent higher than last year. According to the True Cost of Auto Insurance Report by Bankrate, the average cost…

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Tesla Insurance rolls out driver safety score to Californian customers

H. Cutner
Tesla Insurance - Driver - Tesla steering wheel

The electric carmaker insists that the tally is being used exclusively for “educational purposes.” Tesla Insurance recently announced that it has rolled out its controversial driver safety score to its customers in California, the largest market for the coverage. The score is based on real-time tracking of driver behaviors while using the vehicle. According to Tesla Insurance, the driver safety score’s purpose is for education only, and that it will not impact driver premiums for the moment. The electric automaker has been selling its coverage in California for some time…

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Comprehensive Plan: All About This Motor Insurance

Guest Author

No matter how experienced and careful you are in driving, several uncertainties may still occur on the road. To avoid getting yourself entangled in costly repairs or part replacements, first search for cheap car insurance quotes then purchase a comprehensive motor insurance plan. Comprehensive insurance has your back in the event your car is damaged by an insured event or if you caused damage to someone else’s car and property. However, do not confuse it with third-party insurance because the latter only covers your liability against a third party. Understanding Comprehensive…

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What Car Insurance Do You Need When Towing?

Guest Author
towing insurance

Just because you’ve got a tow hitch doesn’t mean what you tow will be covered under your primary automobile insurance. There are a high amount of mechanical issues which can develop from towing. Even if you know what you’re doing, there can be problems. Now that’s not to say you shouldn’t tow, it’s not to say there are no insurance options available. It is to say you should know what you’re doing, and be careful. As far as insurance goes, what you’re looking for is twofold. Firstly, seek roadside assistance…

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