Tag: auto insurance regulations

Auto insurance cards accepted electronically in only some states

Julie Campbell
Proof of Auto Insurance

Paper proof of coverage cards are still required in the majority of states, so drivers should inform themselves. Although electronic proof of coverage is starting to make a growing number of auto insurance news headlines, drivers are being cautioned that the majority of states still require the paper cards and will not yet accept a digital version displayed on a mobile device. Many people are becoming confused by the advertising made by certain insurers. Consumers are being cautioned to pay closer attention to these auto insurance commercials, as the service…

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Auto insurance industry backs California Proposition 33

S.Vagus
Health Insurance survey

Proposition 33 could have major implications for auto insurance In California, Proposition 33 has won the support of the insurance industry. The legislative measure is designed to allow consumers that have held policies in good standing with the same auto insurance company for five years to switch companies and still receive so called “loyalty benefits.” Though Proposition 33 seems straightforward, it has created some controversy in the world of auto insurance and with some special interest groups. Nonetheless, many in the insurance industry support the measure, claiming that it will…

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Auto insurance in Florida continues to be a problem

S.Vagus
Auto Insurance

Lawmakers benefits of new auto insurance laws to be seen soon Auto insurance in Florida has been in flux for some time. State lawmakers have been laboring to make changes to Florida’s auto insurance regulations in the hopes of curbing the prevalence of fraud. Legislators have made significant changes to the state’s personal injury protection (PIP) regulations, which have been hailed both as a remedy for fraud and a financial problem for consumers and businesses. Whatever the case may be, auto insurers are tasked with figuring out ways to lower…

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Auto insurance details often leave consumers wondering

Julie Campbell
Auto Insurance

Policyholders aren’t certain whether certain specific incidents are covered. Though most policyholders have a good grasp on the basics of what their auto insurance provides, many still feel left in the dark in terms of certain specific circumstances such as whether or not they have coverage for a bad tank of gas that requires the car to be towed so that a mechanic can drain the tank and lines and replace the fuel. The answer isn’t as simple as some policyholders would like as it does depend on the policy.…

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Alabama auto insurance law cracks down on uninsured drivers

S.Vagus
Proof of Auto Insurance

New auto insurance regulation may make Alabama roads safer In Alabama, a new auto insurance regulation is scheduled to take effect January 1, 2013, which will institute a new system that will make it more difficult for drivers without insurance coverage to be on the road. The new system is expected to crack down on the 900,000 vehicles registered in the state that do not have any kind of auto insurance coverage. According to state law, drivers must maintain liability insurance coverage, but Alabama has been struggling to make sure…

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North Carolina lawmakers to assess whether state’s auto insurance rate system needs to be improved

S.Vagus

North Carolina legislators have begun examining the state’s rate-setting system and its effects on the auto insurance industry. Lawmakers have been assessing whether changes need to be made to the system since early 2011, when proposals for fixes to the system made their way to the state’s General Assembly. Some legislators claim that changes to the state’s auto insurance system need to be changed to be more consumer friendly, while others say that the current system is not effective in handling the risk of those with poor driving skills or…

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Adequately insured motorcycle riders don’t require helmets

Motorcycle riders who carry enough motorcycle insurance – and who carry proof of that coverage – are now allowed to drive in Michigan without helmets following a preliminary vote in the state’s House that lifted that requirement. The legislation states that any motorcycle driver who is 21 years or older will be allowed to ride without wearing a helmet as long as he or she carries a minimum of $20,000 in medical coverage. Furthermore, the driver must have successfully completed an approved motorcycle safety course and must have at least…

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