Auto Insurance State Minimums – Why You Should Carry More Coverage

florida no fault car insurance

Car insurance can be one of the most frustrating bills a person pays every month (or six) but it truly is one of the most important. At its core, insurance is designed to insulate an individual, family or business from possible financial hardship due to a loss. However, too often people are driving around with the absolute bare minimum insurance, not realizing that their entire world could get flipped upside down with just a relatively minor accident. Insurance Minimums Explained Insurance is governed at the state level, so each of…

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Teen auto deaths spike during summer months

Teen Auto Car Crash

Distracted driving practices attributed to a spike in summer deaths of teenage drivers in 2010, a study by Fatality Analysis Reporting System reports. According to the study, approximately 45 people between the ages of 15 and 20 died each weekend from June through September in the year 2010. Such young deaths are “sobering” according to Sandy Spavone, the executive director with the National Organizations for Youth Safety. The main reason they hit so hard is because these deaths could so easily be avoided. Spavone feels these deaths are completely avoidable…

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Auto insurance claims regarding deer-vehicle crashes on the rise

Auto Insurance claims on the rise with deer collisions

Adjusters and body shops in North Carolina have been especially busy this season. Although drivers in North Carolina have always needed to remain aware of deer near the roads, this year is proving to be an especially problematic one for auto insurance claims involving collisions between vehicles and the animals. This time of year presents a dangerous combination of hormonal deer and vehicle traffic at dusk and dawn. According to the Charlotte-Mecklenburg Park and Recreation natural resources manager, Chris Matthews, “This is the time of year when the deer get…

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The insurance company’s strategy for finding fraud

Data from the Insurance Research Council has indicated that there is about $5 to $7 billion in inflated auto insurance claims made every year, though the overall cost that would occur if insurance companies in any sector did not make efforts to detect scams would be significantly higher. Every time fraudulent claims get past the insurers, the end result is that the cost will trickle down to the clients and lead to higher premiums. Therefore, insurance companies have put extensive efforts into place to help prevent scams from occurring in…

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Andrea-2012’s First Named European Windstorm-Causes Damage and Accidents in Parts of Germany

According to catastrophe modeling firm AIR Worldwide, Windstorm Andrea passed through the U.K. earlier this week, fast on the heels of Windstorm Ulli, which brought widespread travel and power disruptions to Scotland. Andrea- the first named European storm of 2012- formed southwest of Iceland on Tuesday, 3 January. Late Wednesday (4 January), Andrea passed to the north of the U.K., bringing strong winds, particularly to central England, and causing power outages and travel disruption. “The system intensified as it traveled east. Early yesterday, Andrea was centered over Denmark with a…

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