There are approximately six million car accidents in the US every single year, leading to thousands of deaths and countless injuries, both physical and mental. Lives can be ended and altered in the blink of an eye, and even if you’re a safe and sensible driver, the risks of auto accidents are still very real, every time you take to the road. This is why auto insurance matters so much, and also why it’s absolutely essential for every driver to know exactly what to do and how to respond if…
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Auto insurance in cities could change with car ban
The industry is now starting to consider the impact of future legislation with the intent of going green. When it comes to the majority of cities, traffic jams – particularly at rush hours – are generally accepted as a part of the urban experience, but this could change dramatically, as could the state of auto insurance, if a number of cities around the world that are considering a future ban on automobiles within those areas actually go through with the concept. Even some of the countries that are most associated…
Read MoreAn Ounce of Prevention: 8 Precautions to Ensure Your Kids’ Safety on the Road
When traveling with your kids, your first priority is keeping them safe. You’ve probably already taken some precautions like teaching them road rules and how important it is to wear a seatbelt, but there’s a lot more you can do to ensure your children’s protection in a car. Here are eight ideas for maximizing the safety of your family on the road. Clean Your Car and Perform Routine Maintenance Accidents happen, but there are ways to stay safe even in a collision. Secure all loose objects inside your car like toys or…
Read MoreUnderstanding the Fundamentals of Tort Insurance
Tort insurance is auto insurance designed to limit the number of auto accident lawsuits, specifically regarding “pain and suffering” and “loss” claims. Tort insurance pays medical bills for an auto accident, regardless of fault, but can limit the right of one party to file lawsuits over pain and suffering. Limited tort limits the ability of one party to sue for damages that are not economical, that is, claims that do not impact the finances of the injured party. Pain and suffering claims fall into this category, since it refers to…
Read MoreAuto insurance industry may shift due to new Virginia Tech study
Auto insurance receives new information concerning accidents from Virginia Tech The Virginia Tech Transportation Institute has released the results of a new study concerning car accidents and their contributing factors, as well as how these factors impact the auto insurance sector. The auto insurance sector, as well as others in the insurance industry, is constantly in a state of fluctuation. Insurers are persistently working to adapt to any changes that emerge in the market in order to provide comprehensive coverage priced at a competitive rate with coverage being offered by…
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