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Home warranties vs. home insurance: What are the benefits?

June 2, 2013February 13, 2014 Guest Author

Owning a home comes with a lot of responsibility in terms of protecting your belongings and the house itself. Having a home warranty and insurance coverage can relieve some of the stresses that come with leaky plumbing and broken appliances. There is definitely a risk associated with choosing to use a home warranty or insurance company, but should something major happen, having one or both of these services can save a lot of money. The main difference between a warranty and homeowners insurance is that home warranties cover appliances and systems…

Homeowners insurance may not be providing the added coverage policyholders want

October 6, 2012February 22, 2013 H. Cutner

As the summer fades away and winter looms ahead, people are buying added protection for possible emergencies. The coverage from homeowners insurance is vital in the case of a fire, a burst water pipe, or even when a tree falls over into the house, as it provides coverage for all or part of the repair costs, but many policyholders aren’t entirely certain as to what coverage they have. This is risky because not understanding coverage means that the protection may not be adequate. This can also mean that if an…