Home insurance companies remove natural disaster coverage from policies as risk rises

Home insurance - Natural Disaster damage of homes

As the impact of climate change becomes increasingly costly to insurers, they are reducing protection. Some of the United States’ largest home insurance companies are announcing that the increasingly frequent and severe weather caused by climate change is leading them to raise premiums and remove certain coverages relating to natural disaster protection. Major insurers are increasingly finding themselves facing an unmanageable risk from natural disasters. That said, this type of decision is leading home insurance customers in some of the most vulnerable areas without the coverage they require the most.…

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Homeowners insurance cut off for Sheriff’s Deputy with police dog

Homeowners Insurance - Police Dog

American Family Insurance giving notice to cancel Andy Woodward’s coverage. In Nebraska, Douglas County Sheriff’s Deputy Andy Woodward was recently contacted by his homeowners insurance company, American Family, which informed him that they were terminating his policy because of the fact that he brings his police dog home with him to care for it. Part of Woodward’s job includes the requirement that he must live with his police dog. The County supported Woodward and originally argued with American Family, saying that all of its police dogs were separately covered by…

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