California auto insurance requires a lot of jumping through hoops

Auto insurance - Business person standing on road looking at hoops to jump through

Drivers in the state are finding it particularly challenging to get the coverage they require. Drivers in California are finding themselves facing a slew of challenges to be able to get the auto insurance coverage they require, that is, when they’re not being outright declined. Some motorists are calling the hoops they’re jumping through a form of political ploy. California has been facing a tremendous challenge in the property coverage market, as large insurers such as Allstate and State Farm have announced that they are no longer selling new policies…

Read More

Discount initiative for car insurance moves onward to November ballot

When voters in California head to the ballot in November, they will also face the issue of a discount initiative for auto insurance, called the 2012 Automobile Insurance Discount Act, which was over 99 percent funded by the chairman of Mercury Insurance. The initial sponsorship for the proposal was from the American Agents Alliance, a trade group. This initiative would allow motorists who change their insurers to obtain a discount if they have already had insurance on their vehicles. The proposal had received nearly 505,000 signatures (a random sample of…

Read More

2012 Automobile Insurance Discount Act had no problem obtaining the necessary signatures for qualification

The American Agents Alliance didn’t face any struggles in obtaining the over 800,000 signatures that they gathered in a period of only ten weeks for submission to counties in order to qualify their initiative called the 2012 Automobile Insurance Discount Act, which provides law abiding consumers with a new car insurance rate reduction in California. According to the American Agents Alliance executive director, Mike D’Arelli, the effort was much simpler than they had anticipated. He explained that people know that consumers will benefit from this reduction. Moreover the majority of…

Read More

American Agents Alliance initiative seeks discount for consumers maintaining car insurance

A California agents group, the American Agents Alliance, is moving forward with an initiative that would offer a discount to consumers who have persistently maintained their vehicle insurance, no matter their insurer or insurance company.  The current law states that this persistency discount is allowed only when the coverage has been continually kept with the same company.  However, the initiative sought by the Agents Alliance is comparable to Proposition 17 in 2010 – which lost by only 2 percent – and would have permitted consumers to carry their persistency discount…

Read More