Why the Country Still Needs the Affordable Care Act

Why the Country Still Needs the Affordable Care Act

The Affordable Care Act, ACA or “Obama care,” was enacted in 2010 and has had extreme proponents and detractors ever since. The Act was a reaction to the soaring costs of healthcare and health insurance, leaving millions uninsured and going into medical bill debt. So, what is the ACA, exactly, and what are its benefits? Read on to find out. Affordable Health Insurance The central pillar of the ACA is Obama care plans that provide affordable insurance to millions of people who previously had no coverage. Over 20 million Americans…

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Trump steps back from Obamacare overhaul until after the 2020 election

Donald Trump Obamacare overhaul

The president backed away from his previous insistence for a vote on an Affordable Care Act replacement. Last week, President Donald Trump withdrew from his prior push for an Obamacare overhaul vote. He had been seeking a vote toward a replacement for the Affordable Care Act. Trump changed directions, deciding to hold off his efforts against the ACA until after the 2020 elections. Trump’s move away from the Obamacare overhaul vote was a recognition of the current political situation. It has become clear that health care replacement legislation would not…

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Health insurance expenses bring stress to uninsured American adults

Mental health insurance claims - young woman stressed

A new report shows uninsured people are hesitant to purchase a policy due to anticipated rising costs. Approximately 71 percent of uninsured American adults who were aware of the open enrollment period chose not to purchase a plan due to expected increasing health insurance expenses. They risk failure to comply with the Affordable Care Act to sidestep rising costs. This represents a potential shift in the level of confidence that the ACA will stay in effect. The research was conducted by the Commonwealth Fund. The results were published in a…

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Nevada’s new health insurance enrollment system to stop next year

las vegas nevada health insurance enrollment system

The state’s technical problems with the system have forced it to need to shut down in 2019. The original Nevada health insurance enrollment system put into place by the end of 2014 had serious glitches. Those glitches caused many people to suffer unnecessary additional health care expenses. The problem with the original health plan enrollment service was in its record keeping. Thousands of people across Nevada complained that their policies were not kept up to date through the health plan enrollment service. Their coverage was cancelled for non-payment, despite the…

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US government shutdown leaves CHIP without funding

US government shutdown CHIP

Senate failed to pass the House-sponsored continuing resolution (CR) to the president on Friday. The Senate was unable to advance the House-sponsored CR ahead of a US government shutdown last week. It left the Children’s Health Insurance Program (CHIP) unfunded, placing many states at risk of losing their medical coverage for kids from low income families. The “Cadillac tax” has also failed to move forward, as the government shutdown began at midnight on Saturday. The six year extension of CHIP funding had bipartisan support. Both Republicans and Democrats were in…

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Strong health insurance registrations surprise ACA opponents and supporters, too

ENT health insurance

Despite the president’s claims that Obamacare was repealed, the health care law saw its strongest results. Not twenty four hours after President Donald Trump said the Affordable Care Act “has been repealed,” health insurance registrations data showed the strongest year. Officials reported that 8.8 million Americans enrolled in health plans on the federal insurance exchange to cover them next year. Those numbers don’t yet include the data from insurance exchanges run by individual states. The 2018 health insurance registrations on HealthCare.gov were strong enough that they nearly achieved the 2017…

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Not every health insurance exchange deadline has passed

health insurance exchange deadlines for rate filings

Last Friday was the official deadline for ACA enrollment but some states have issued extensions. Americans rushed to their state health insurance exchange to beat the enrollment deadline last Friday. That said, the Trump administration and some state exchanges have announced an extension of the deadline for certain individuals. This makes it possible for more Americans to obtain the coverage they need in time for the start of 2018. When Americans phoned the HealthCare.gov service center as of Saturday morning, they were greeted by a recorded message meant to assuage…

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