Category: Small Business Owners

Would You Pay More to Protect Your Business from the Next Pandemic?

G. Turner
small business owner and covid insurance

Understanding Chubb’s Pandemic Business Interruption Program The pandemic. A wake-up call for small business owners. Remember when lockdowns stopped everything? Businesses learned a tough lesson—pandemics aren’t covered under most standard insurance policies. Now, the big question is, would you pay more to protect against this risk? Chubb thinks you might. They’ve rolled out a unique option to address the gap. Here’s how it works—and whether it’s a game-changer for small businesses. What’s the Problem? Most standard business interruption insurance only kicks in after a “direct physical loss.” Fire? Covered. Flood?…

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Why insurance is a critical next step after company incorporation

Guest Author
Importance of company incorporation in a business

Starting a new company is an exciting step, but many entrepreneurs overlook one critical fact: incorporation protects your personal assets, not the business itself. Even as a separate legal entity, a company remains exposed to risks like lawsuits, accidents, and financial losses that can threaten its future. If you are setting up a new business or buying a ready-made company, this article will show you why insurance must be your next priority. You will learn what dangers incorporation doesn’t cover, the key types of insurance you need, and how to…

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Memorial Weekend, Tariffs, and Theft: A Perfect Storm for Rising Insurance Rates

Nordstrom
Memorial Weekend

Could Tariffs and Cargo Theft Send Insurance Costs Through the Roof? Think cargo theft isn’t your concern? It impacts everyone. With commercial insurance premiums already on the rise, new tariffs could drive these costs even higher. Ultimately, businesses bear the brunt of these increases, and over time, some of those costs may trickle down to consumers through higher prices (hint: they always do). What’s Happening With Cargo Theft? Cargo theft isn’t some headline-grabbing crime you only see in movies. It’s real, and it’s expensive—for businesses, insurers, and the entire supply…

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Business Owners, This Is Your Sign to Start Thinking Globally

Angela Linders
UK Business Owners

Setting Up a Branch in the UK: A Practical Guide Expanding your business to the UK opens a door to one of the world’s most reliable markets. But before you pop the champagne, there’s a minefield of questions to figure out. Among them is ensuring you’ve covered your bases legally and financially, which includes commercial insurance. Whether you’re eyeing London skyscrapers or Manchester startups, setting up branch in UK comes with responsibilities you can’t afford to skip. First Steps to Opening a UK Branch Opening a branch in the UK…

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