Category: Insurance Trends

State Farm’s Next Move: A Comeback in the Making?

Ben Jones
State Farm comeback

Can State Farm Reclaim the Throne? Progressive has done it. They’ve knocked State Farm off the top spot as the biggest U.S. auto insurer. But what’s next? State Farm isn’t taking this sitting down. With a market share of 16.2%—just a hair behind Progressive’s 16.4%—you can bet they’re plotting a comeback. What’s State Farm’s Next Move? State Farm isn’t exactly new to dominating the auto insurance scene. They’ve been the leader for decades. But losing the top spot stings. How will they claw their way back? Experts say State Farm…

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Would You Pay More to Protect Your Business from the Next Pandemic?

G. Turner
small business owner and covid insurance

Understanding Chubb’s Pandemic Business Interruption Program The pandemic. A wake-up call for small business owners. Remember when lockdowns stopped everything? Businesses learned a tough lesson—pandemics aren’t covered under most standard insurance policies. Now, the big question is, would you pay more to protect against this risk? Chubb thinks you might. They’ve rolled out a unique option to address the gap. Here’s how it works—and whether it’s a game-changer for small businesses. What’s the Problem? Most standard business interruption insurance only kicks in after a “direct physical loss.” Fire? Covered. Flood?…

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54% Skeptical: What’s Fueling Distrust in Insurance and Beyond?

Nordstrom
consumer trust

Allstate’s Trust Report: A Wake-Up Call for Businesses and Governments Trust. It’s a simple word that carries immense weight. Without trust, relationships—whether personal, professional, or societal—fall apart. And right now, trust seems to be in short supply. Take property insurance, for example. A recent report shows 54% of Americans don’t trust how property insurance claims are calculated. Why? They feel the process lacks transparency. It’s not just a minor irritation—it’s a real roadblock in people’s ability to feel secure about their homes and belongings. Now, add another stat that reflects…

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What It Costs to Let Teachers Carry Guns

Nordstrom
Teachers Carry Guns

When Gun-Free Zones Meet Insurance Policies Gun-free zones are disappearing in parts of Wyoming. At the same time, school districts are facing a new challenge—filling gaps in liability coverage. Why? General liability insurance doesn’t include firearm-related incidents. That’s leaving schools scrambling for solutions. But why is this coverage excluded in the first place? And what’s the insurance industry doing now that states are rethinking gun-free zones? Could Wyoming’s experience hint at a new national trend? We dug in to explore both sides of the issue. Why the Insurance Gap Exists…

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New Longevity Drug for Dogs Could Extend Your Pet’s Life — and Maybe Yours, Too

Tate Ellison
Longevity Drug for Dogs

Imagine this. Extra years with your furry best friend. More belly rubs, fetch sessions, and the comforting sound of paws trotting across the kitchen floor. Sounds too good to be true? Not anymore. Biotech company Loyal is working on something extraordinary. A drug designed to slow down aging in dogs, potentially extending their lives by years. It’s not sci-fi. It’s real science. And it could be just the beginning. More Time With Buddy or Bella Dogs age faster than humans. It’s the cruelest part of our bond with them. But…

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Greenwashing, Cleanup, and Claims: The Plastic Problem for Insurers

G. Turner
Greenwashing

Plastic Pollution: A New Threat to the Insurance Industry? Plastic pollution isn’t just an environmental crisis anymore. It’s becoming a financial and legal nightmare for businesses—and their insurers. Microplastics are showing up in food, water, and even human bodies. The risks? They’re piling up. But here’s the big question: is the insurance industry ready for this? The Growing Problem Plastics are everywhere. Over 9 billion tons have been produced since the 1950s. Most of it? Not recycled. Instead, it ends up in landfills, oceans, and ecosystems. As it breaks down,…

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What’s Next for State Farm? The Case That’s Capturing National Attention

John Bowers
The State Farm Case

The Growing Trend of Class Action Lawsuits Class action lawsuits are on the rise. Why? Because they give everyday people a chance to stand up to big corporations. When one person’s claim might not seem worth the fight, a class action brings together thousands—or in this case, nearly 200,000 homeowners. It’s power in numbers. This isn’t just about State Farm. It’s about a growing movement in consumer protection. People are tired of feeling like the little guy. They’re demanding fairness, transparency, and accountability. And courts are listening. But what’s the…

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