Is employment practices liability insurance worth it for a smaller business?

Employment practices liability insurance - women sitting around a table

EPLI can provide companies of all sizes with coverage against claims of discrimination, wrongful termination and more. Employment practices liability insurance (EPLI) sounds like the type of coverage that would only be required by a large company with hundreds of employees. However, medium and even small businesses are discovering that it can provide them with substantial benefit in the face of accusations from employees. Businesses of any size that have employees have the potential to find themselves in need of this coverage. Should a business of any size face claims…

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8 Office Wall Decor Ideas to Keep Your Team Motivated

8 Office Wall Decor Ideas to Keep Your Team Motivated

Empty white office walls are not very inspiring, but it is a reality of the workplace habitat of many offices. A workplace where there is an unappealing environment and a dull atmosphere keeps employee’s highly dissatisfied If the office interior design is good, it will have a significant influence on employee performance. It will also lead to the overall performance of the company. The colors of the walls, comfortable office furniture, and other aspects significantly impact working.  So, make sure that your office décor creates a great impression. You can…

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What protection does directors and officers insurance provide smaller businesses?

Directors and Officers Insurance

D&O is a policy companies purchase to protect their board assets from a spectrum of lawsuit types. Directors and officers insurance is a type of liability coverage for businesses covering its directors and officers against lawsuits alleging that a breach of fiduciary duty has occurred. This coverage lets a company’s leaders function without fear of personally suffering a financial loss. At its most basic level, a directors and officers insurance policy provides liability coverage that is payable either directly to those company leaders or to the business itself. The policy’s…

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Businesses of all sizes can benefit from cyber liability insurance

Cyber Liability Insurance - security

Quality coverage includes both first-and third-party financial losses from cyberattacks in various forms. These days, it’s virtually impossible to fail to understand that a cyber liability insurance policy could benefit any company that does business online to any degree and in any way. Also known as cyber risk insurance or just cyber insurance, it protects against security breaches. Headlines announcing various types of hacks, data breaches, ransomware and other cyberattacks have become commonplace. No company, organization or even government is entirely safe from a particularly determined and skilled cybercriminal. That…

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Everything You Need to Know About Water Damage in the Home

Everything You Need to Know About Water Damage in the Home

If you are a homeowner, then the signs of water damage will likely make you very worried. Unfortunately for homeowners, water damage is not always easy to spot. Often, signs only become noticeable when the effects of water damage are already irreversible. Knowing more about common signs and categories of water damage enables you to better spot and treat potential causes. Why is Water Damage such a Big Deal? Water damage can have a number of different effects depending upon the scale and form of damage you are dealing with.…

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When does a business need commercial crime insurance?

Commercial Crime Insurance - digital - security

This type of policy is designed to protect companies against losses relating to employees or third parties. Commercial crime insurance policies provide businesses with protection against substantial losses resulting from employees or third parties. It covers lost money and other assets in the case of forgery, fraud, theft, burglary and other risks. First-party commercial crime insurance protects a business against its own losses, resulting from a criminal activity of some kind. Third-party coverage, on the other hand, protects the business in case another business or entity claims to have suffered…

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6 Major Types Of SSL Certificates You Can Install For Safety On Your Website

6 Major Types Of SSL Certificates You Can Install For Safety On Your Website

Are you planning to keep your website safe and secure from the hands of hackers? If yes, then you need to identify some of the crucial facts, in this case, to make your work done in the right way. Today, the data is gold in this digital world, and hackers will try to steal your best data from you.      If you want to secure your valuable data, then you need to install an SSL certificate that can help you to protect your data in the right way. You need to…

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