Category: News for Consumers

Our goal is to educate by posting only researched subjects for consumers and placing in a way that is easy to understand. From tips on saving money to coverages and what they mean.

American Dream Auto Protect Extended Car Warranty Review

Guest Author
auto warranty

American Dream Auto Protect has emerged as a noteworthy player in the realm of extended car warranties. Offering a blend of comprehensive coverage and customer-oriented services, this review delves deeper into what sets American Dream Auto Protect apart in the market of vehicle protection. Decoding Extended Car Warranties Before diving into the specifics of American Dream Auto Protect, it’s crucial to understand the essence of an extended car warranty. Serving as a safety net beyond the manufacturer’s warranty period, these warranties cover a range of mechanical and electrical repairs, potentially…

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Younger generations know the importance of life insurance but aren’t buying

Marc
Life Insurance - Young People sitting together

Gen Z and Millennials know how important the coverage is, but they aren’t shopping to that degree. According to a recent study, Gen Z and Millennials are well aware of the importance and benefit of having life insurance coverage, but they aren’t purchasing policies to a degree that reflects that understanding. The research found that those generations are slightly less covered than the average of all adults. The research was conducted by Life Happens, an insurance education organization, which published its results in the 2023 Insurance Barometer Study. Life Happens…

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Understanding the Challenges of Property Insurance Claims Denials in Florida

Guest Author
property insurance claims denied

Understanding the Challenges of Property Insurance Claims Denials in Florida The landscape of property insurance in Florida is a complex and often challenging arena for homeowners. In recent years, the state has seen a significant uptick in litigation related to property insurance claims, particularly denials and underpayments. This post aims to shed light on this pressing issue, offering insights and guidance to those navigating the often turbulent waters of property insurance claims in Florida. 1. The Startling Statistics of Insurance Claims in Florida A critical statistic that sheds light on…

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El Niño’s Record-Breaking Rainfall: Implications for Septic Tank Owners

Loreen
El Niño's record-breaking rainfall is a concern for all, it brings unique challenges for septic tank owners

El Niño, a climatic event marked by unusually warm Pacific waters, has been dominating headlines this year due to its potential for record-breaking global weather patterns. Several sources, including Scientific American and UCI News, predict that the 2023 El Niño could usher in unprecedented rainfall across various regions worldwide. Such extreme weather conditions pose distinct challenges for septic tank owners. Heavy rains can over-saturate the ground around drain fields, hindering the effective treatment of wastewater. If the drain field becomes waterlogged, it loses its ability to absorb or evaporate waste,…

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Is cruise travel insurance different from conventional trip coverage?

H. Cutner
Cruise travel insurance

Should travelers headed away on an ocean liner or along a river be looking into a different policy? Is cruise travel insurance any different than conventional trip coverage? After all, if there is anything that vacationers have learned since the start of the decade, it’s the importance of the right policy, so they want to be sure to get it right. Traveling on the water can be an expensive investment into relaxation, so coverage makes sense. That said, when vacationers are presented with their options, many will see that there…

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