Health insurance application forms considerably simplified by Obama Administration

Health Insurance Reform

Health Insurance ReformThe documents are much shorter and easier to complete, though income details are still needed.

The Obama administration has just unveiled a new and updated health insurance application form in order to enroll for benefits that is considerably shorter and easier to complete than the original massive document that had been issued.

The first version of the form received numerous complaints as it was as long and confusing as a tax form.

The latest draft of the health insurance benefits application is only five pages long, which includes the cover page that provides instructions for its completion, as well as an additional page that can be completed if another person is to be designated as an assistant in the process. This new version is a complete turnaround from the massive and confusing package that exceeded twenty pages.

Families can complete their entire health insurance benefits application in 12 pages, including the instructions.

The majority of households will not be required to complete all the pages on the health insurance document, which will help to save a great deal of time and confusion for the process. The majority of applicants are expected to use the online option.

At the same time, the ease of the health insurance application form can only be advantageous for individuals and families who actually know that they need to use it. A Kaiser Family Foundation study from earlier this week has shown that there is still a considerable amount of confusion regarding the healthcare reforms and how they will be directly affected. The research indicated that forty percent are still unaware that it even exists. Some think that Congress repealed it, which is far from the case, as it is still moving forward at full speed.

President Obama held a press conference regarding this health insurance form and the improvements that have been made to it. He applauded this team and their ability to hear the consumer group criticisms and then make the necessary changes based on what they heard. He explained that when the first draft was seen to be too long and confusing “immediately, everybody sat around the table and said, ‘Well, this is too long, especially…in this age of the Internet.’… ‘Let’s streamline this thing.’”