Do your employees need a supplemental accident benefit if they have a health plan?

Supplemental benefit accident health insurance with Allstate for small businesses explained #localagent #businessinsurance #accidentinsurance

Savvy employers are using this insurance to help workers to fill coverage gaps. A supplemental accident benefit, like other types of supplemental insurance policy, is a type of coverage that fills the gap left behind by many types of traditional health plan. Employers are increasingly offering this coverage as an appealing way to draw talented, loyal employees.  Employers give the employee the option to pay all or some of the costs of this coverage. Adding a supplemental accident benefit and other similar forms of “sidekick” coverage to a benefits package,…

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Half of adults over 65 lack dental insurance, study finds

Dental Insurance - Study - Dental Work - Dentist

A December 2019 poll conducted by the University of Michigan revealed that around 50% of adults aged 65 to 80 go without dental insurance. The same poll, titled the University of Michigan National Poll on Health Aging, also found that cost is a main factor in choosing whether or not to opt-in to dental insurance — and that NOT having dental insurance is the main reason people choose to forgo needed dental care.  Lack of Insurance Affects Ability to Get Proper Care The poll found that 1 in 5 adults…

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4 Compelling Reasons to Get Insurance as a Manufacturer

life insurance gaps

Manufacturing should be just about the lowest risk activity going, right? Transforming materials into objects should be a very easy thing to carry out according to plan, in theory. In practice, there are lots of hiccups and disasters that can scupper a manufacturer’s best-laid plans. It is important to take out comprehensive insurance in the manufacturing industry. Here are just a few of the reasons why.  Material Inconsistencies Can Cause Huge Disruption A manufacturing operation is reliant upon the materials you can get ahold of. No matter how well-trained your…

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7 Vital Skills Every Nurse Should Master

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Nurses work with doctors and ensure that the patients receive the best medical care. They are the right-hand of doctors and provide support to all healthcare workers and patients simultaneously. Nurses worldwide often work for long hours; still, they are mostly found in high spirits. They perform their medical duties with vigilance and give emotional support to the patients and their families. Nurses are the backbones of the healthcare sector, and without their contribution, the medical industry cannot survive.  Nurses deal with all types of people and often handle people in…

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Online health insurance marketplaces reopen following Biden executive

Online health insurance -US President Joe Biden Signs Orders to Reopen Obamacare Enrollment, Review Trump Health Policies - YouTube

The new US president signed the executive order saying that he was undoing “damage” from Trump. US President Joe Biden signed an executive order at the end of last week reopening the online health insurance marketplaces for people without coverage through employers. This move restores access to the healthcare.gov insurance exchange from February 15 to May 15. According to President Biden, the order to open a new online health insurance marketplace window was meant to undo the “damage” his predecessor Donald Trump had done, said a Reuters report. This executive…

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Aetna to broaden gender affirming surgery insurance coverage

Gender affirming surgery insurance - surgeon with breast implant

This national health insurer has agreed to cover some trans women’s breast augmentation. Aetna recently agreed to cover gender affirming surgery insurance in the form of breast augmentation for some trans women patients. Many trans women have struggled to obtain this coverage which is often labeled as cosmetic. This change in gender affirming surgery insurance attitude was in part the result of a case with a 30-year-old transgender woman named Allison Escolastico. She had been seeking breast augmentation surgery for ten years and had been under the impression that Aetna,…

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Depression After Traumatic Brain Injury: How To Cope

Traumatic Brain Injury and How To Cope

Have a traumatic brain injury is always devastating. More often than not, they lead to major life changes for both those who’ve experienced them and their loved ones. It’s not surprising then that nearly half of all brain injury survivors find themselves dealing with serious depression during the first year that follows their accidents. Depression can also rear its head later on, as people become more cognizant of the severity and impact of their conditions. If you’ve been the victim of a traumatic brain injury, reflecting on the changes that…

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