Nearly three quarters of health insurance markets are highly concentrated, says study

Health insurance markets - metropolitan area

The American Medical Association found that this was the case in 73 percent of MSAs. A new American Medical Association (AMA) study has revealed that almost three out of every four metropolitan statistical areas (MSAs) are concentrated health insurance markets. The analysis was based on data from the Department of Justice and Federal Trade Commission. The AMA’s study revealed that 73 percent of MSAs were highly concentrated health insurance markets based on the horizontal merger guidelines from the Department of Justice and the Federal Trade Commission (FTC). In 91 percent…

Read More

Transgender health insurance policies often exclude some therapies and operations

Transgender health insurance - hand with transgender flag

The plans in one fifth of US states exclude coverage for many types of gender procedures. Transgender health insurance coverage is proving to be a difficult road for many Americans who need gender affirming/confirming surgeries. The challenge is that many insurers and politicians view these procedures and therapies as cosmetic. That opinion is in contrast with major medical organizations which refer to gender affirming surgeries as medically necessary. As a result, transgender health insurance often fails to cover procedures and therapies for this purpose. Among the common treatments for gender…

Read More

One in 6 employees stay at their jobs for the health plan

Health plan - Helath Insurance Plan

A West Health and Gallup study showed that people are sticking with employers that cover them. West Health and Gallup recently released the results of a study in which they found that 16 percent of workers are staying at their jobs in order to keep their health plan. The fear of losing their insurance benefits is locking people into positions they’d like to leave. “Approximately 158 million people, or more than half of the U.S. adult population, receive health insurance via their own employer or the employer of a household…

Read More

Almost three quarters of insurers charge fees or co-pays for COVID-19 insurance coverage

COVID-19 insurance - health insurance increase

An infection leading to hospitalization will now be more expensive to policyholders than it used to be. COVID-19 insurance coverage in a case of hospitalization will now come at a higher price even to those with a health plan due to increased co-pays and fees when compared to earlier in the pandemic. The Kaiser Family Foundation recorded that fewer insurers are waiving out of pocket costs. Researchers from the Kaiser Family Foundation determined that early in the pandemic, 88 percent of the largest American insurers voluntarily waved COVID-19 insurance out…

Read More

Should unvaccinated health insurance rates be higher?

Health Insurance Rates - Money

An Ipsos poll shows over 40 percent of employees feel that this would be a fair move. According to the results of a recent survey conducted by Ipsos for Eagle Hill Consulting, more than 40 percent of American employees support higher health insurance rates for people who choose not to be vaccinated. This suggests that vaccinated American workers are seeking more punitive strategies for unvaccinated counterparts. Note: This article is a report on the findings of the survey and does not necessarily reflect the views of Live Insurance News, its…

Read More

How Healthcare Reform May Impact Physicians

How Healthcare Reform May Impact Physicians

Healthcare reform is a touchy topic in America today. Phrases like “single-payer system” and “public option” are tossed around a lot these days, but the emphasis usually centers on the patient experience. However, as the past year has shown us, the functions of our healthcare system are heavily dependent on healthcare workers and physicians who are equally impacted by U.S. healthcare reform. Let’s explore the insurance versus cash-only debate to better understand available insurance alternatives and physician involvement in healthcare reform. Insurance vs. Cash-Only  Healthcare demand is growing rapidly in…

Read More

10 Car Accident Injuries That Can Take A While To Show Up

10 Car Accident Injuries That Can Take A While To Show Up

An accident can turn your life upside down. You may feel angry, afraid and left with little options. Or desperate for money to pay bills and medical expenses. Have You been Injured in a Car Accident? It’s pretty common for car accident victims to not realize how serious their injury actually is.  Sometimes a traumatic injury can take time to materialize. Even though the injury can take time to become apparent, there may still be legal options to help you with medical bills and compensation for your injury. The best…

Read More