Category: Health Coverage

Daily articles posted on health insurance changes for all lines of business. Whether you are an agent or a small business owner you will be captivated in how much this industry is changing in the United States today.

Japan’s Heat Stroke Insurance Boom Amid Record Temperatures Could Signal New Trends for US Market

Marc
Japan’s Heat Stroke Insurance Boom

With record temperatures soaring above 40°C (104°F) in various locations, Japan has experienced a surge in heat-related illnesses this summer. This unprecedented heat wave has led the Japan Meteorological Agency to issue widespread alerts against heatstroke and heat exhaustion, urging residents to stay indoors during peak daylight hours. A Growing Demand for Heat Stroke Insurance The extreme weather has not only impacted daily life but has also driven a significant increase in the demand for heat-related illness insurance. Over 12,000 people were hospitalized across Japan in just one week due…

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How Medical Debt is Devastating Millions of Insured Americans and What You Can Do About It

Nordstrom
Medical Debt

Medical debt is a pervasive issue in the United States, affecting millions of Americans each year. Despite having health insurance, many people still find themselves facing unexpected medical bills that can lead to significant financial stress. According to a recent survey by the Commonwealth Fund, nearly half of insured working-age Americans received a medical bill or charge that should have been covered by their insurance. This article aims to shed light on the realities of medical debt, highlight key statistics, share personal stories, and offer practical advice for those grappling…

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2024 Medigap Insurance Rate Increase Data Can Help Agents Compete

Logan B.
Medigap Insurance Data

Insurance agents striving to stand out and compete in the crowded Medicare solutions market can utilize the latest data regarding Medigap rate increases. The just-reported data revealed that year-over-year increases for policyholders with Medigap Plan G coverage in 2024 ranged to as much as 20%. The new analysis was reported by the American Association for Medicare Supplement Insurance (AAMSI) and KLC Actuarial, LLC. “Competition in the Medicare market is intense with large call centers and marketing entities spending hundreds of millions annually on lead generation marketing,” explains Jesse Slome, director…

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Health insurance gone for 24,000 kids on Kansas Medicaid

Marc
Health Insurance - Kids dropped from Medicaid

As the state continues its “unwinding review”, thousands of children have lost coverage The massive Medicaid “unwinding” review in Kansas has resulted in a massive number of children losing their health insurance coverage from the state program. Almost half of those who lost coverage were kids In fact, estimates show 47 percent of those who lost their health insurance following the Kansas Medicaid eligibility unwinding were children aged 18 years old or younger.  Kansas Action for Children senior policy advisor Heather Braum predicted in a recent Kansas Reflector report that…

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Will the federal government make dental insurance available to everyone?

H. Cutner
Dental Insurance - US Flag

If a new rule moves forward, people could one day affordably enjoy care for their teeth Dental insurance is a kind of coverage carried by few people outside of benefits packages offered by employers, but that could change if a new federal rule is allowed to move forward. The idea is to make it easier for people to care for their smiles After all, without dental insurance, if someone suffers a cavity, a cracked tooth, or another type of painful dental injury, the out-of-pocket cost can be in the hundreds…

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