These Halloween safety tips can help prevent insurance claims

Halloween safety - Woman decorating

The night for trick-or-treating is nearly here so be prepared for things that go bump in the night.

Halloween safety might not sound like a lot of fun but following a few tips can help to make sure that the scary stuff that happens won’t lead to insurance claims.

It’s all well and good to be spooked and startled, but injuries and damage are definitely not the goal.

It doesn’t take a lot of preparation to make a big difference to protect you and your guests and visitors from unnecessary mishaps. These Halloween safety efforts will only take a minute, but they can make all the difference in avoiding an incident that could lead to an insurance claim. Take the time to prepare today so that when the big day comes, you’ll be all ready to focus on spooky fun.

The main areas to focus on is in making sure that you’ve taken precautions to avoid simple accidents, and to reduce the risk that you will be the victim of a prank or vandalism. Keeping your home and your trick-or-treating visitors safe doesn’t take a lot, but it makes a big difference.


Halloween safety Tips


Use the following Halloween safety tips to keep your home and visitors safe.

  • Lock all your doors, even when you’re home.
  • Park vehicles in your garage and lock them.
  • Keep any vehicles not parked in the garage locked and parked in a well-lit space.
  • Keep all outside lights on.
  • Make sure that all outside valuables are brought in and keep inside valuables out of sight from the windows.

Those very simple steps can help to be sure the holiday goes smoothly without making any more effort than flicking switches or locks. To truly make sure that things go well, you can take some additional recommended steps too.

  • Clear your walkway of leaves cords or anything else presenting a tripping hazard.
  • Don’t use open flames. Use battery-operated candles instead.
  • Secure your cat or dog. Even a usually well-behaved pet can become confused when people are continually headed up and down your walkway. To prevent fear bites or even escapes into a darkened street, block off your pet from being able to come anywhere near the door.
  • Make sure your homeowners and auto insurance are up to date. That way, even if you’ve made the effort for Halloween safety and something still goes wrong, you’ll know you’re adequately covered.

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