Coverage for designers, art directors, creative designers, consultants, illustrators, layout artists and more.
Graphic designer insurance is a combination of coverage types that help designers, art directors, brand strategists and more to keep up their creative business with protection from financial catastrophe.
This type of coverage steps beyond standard business insurance to protect against unique niche risks.
There are many reasons a company should buy graphic designer insurance. This type of protection allows you to focus on doing your job to the best of your ability without worrying about financial ruin from a liability lawsuit. After all, there is a wide range of risks associated with working creatively. Mistakes happen – preventable or not – and the last thing your business needs is a lawsuit you cannot afford.
Issues such as a color discrepancy, a tiny spelling error, a missing apostrophe, or anything else that can cause your product or services to lead to a financial loss for your client can become very problematic for you without coverage. Small business insurance can help to keep those expenses down. That said, it’s important to make sure that coverage is customized to protect your company against the risks specific to your industry.
Discuss graphic designer insurance with an agent experienced in this type of business’s needs.
Consider the types of issues that can arise with your business that wouldn’t apply to other types of company. After all, you wouldn’t see a dog walker or a yoga studio owner facing issues that occur within your industry such as:
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• Accusation of theft of a design/copyright infringement
• Inaccuracies in color shade or unique spelling
• Image placement
• Design misinterpretation (sending an unintended message)
The right policy can help to cover the costs associated with such errors and accusations which would otherwise lead to substantial loss.
Naturally, it’s also important to make sure you have basic business liability coverage as well as other types of protection such as against data breach as your company will have a substantial digital component.
A qualified agent can help you to design a graphic designer insurance policy package that includes precisely the coverage you need, including commercial general liability, cyber insurance, business interruption coverage, equipment cover, and other types of policy depending on your location and the way your business operates.