InsurerLab Presents a List of the Best Rated Private Insurance Companies

how to compare the best insurance companies

Online insurance analysis resource InsurerLab has put together a comprehensive comparison of the best rated private insurance companies offering niche services and personalized health, life, home and auto insurance policies in the USA. About InsurerLab A leading name in insurance advice and online quotes, InsurerLab has access to the best selection of insurance service providers. They specialize in getting a choice of personalized quotes from the top-rated insurers in the market. Using a simple online search, consumers can request insurance quotes and are guaranteed that the quotes will be from…

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Homeowners insurance non-renewal protection issued to several Californian communities

Homeowners Insurance Non-Renewal - neighborhood in California

Residents of almost 2.4M homes will benefit from a one-year moratorium against wildfire risk cancellation. Almost 2.4 million policyholders will be protected against homeowners insurance non-renewal for the next year. Millions of property owners faced having their policies cancelled due to increased wildfire risk. The historic wildfires that blaze their way through the state every year have caused homeowners insurance non-renewal trends to skyrocket in California. This has threatened the ability of many residents to find affordable coverage, or any coverage at all. That said, on December 31, California Insurance…

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The Definitive Guide to Types & Placement Of Home Fire Extinguishers

home fire extinguishers placement and first aid

You probably have a first aid kit at home, including some plasters and basic medical aids. This is a good idea to help deal with issues before the professionals arrive. It’s likely that you have a smoke alarm or two as well. But, have you considered what else needs to be in your fire safety kit? Take a look at the impressive array of items offered by fire safety equipment suppliers and you’ll quickly realize that there are a number of useful additions to your home. Potentially the two most…

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NAIC to develop new pet insurance regulatory standards

Pet Insurance regulatory standards - dog receiving veterinary care

The National Association of Insurance Commissioners is creating a model law for animal health policies. The National Association of Insurance Commissioners (NAIC) is currently working on a new model pet insurance regulatory standards law. NAIC’s Pet Insurance Working Group has been tasked with developing the shape of this law. The new pet insurance regulatory standards are expected to impact that part of the insurance industry, depending on whether states adopt them and how they do so. It may also alter the way veterinarians discuss coverage with their clients. The NAIC…

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Allstate Corporation acquisition of National General Holdings Corp closes

National General Holdings Corp - signing contract - business deal

The insurer announced the closing of the deal, which was made for $4 billion. The Allstate Corporation recently announced the closing of its acquisition deal for National General Holdings Corp, for $4 billion. This new purchase is the latest in a number of strategic moves being made by the insurance company. “The acquisition of National General advances our strategy of growing personal lines insurance with an increase of 1 percentage point in market share. Independent agents will now have more protection offerings for customers, with a strong technology platform creating…

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Chinese regulator makes moves to alter rules for foreign insurance companies

Foreign insurance companies - Beijing China

A draft decision has already been issued to help clarify the changes that may take place. China’s insurance regulator has released an exposure draft regarding the rules applied to foreign insurance companies doing business in the country. The draft is meant to provide clarification of the access standards for insurers from other countries. The standards apply to foreign insurance companies in addition to overseas financial institutions. The details of the draft were released in a document with the title “Decision on Amending Regulations on the Administration of Foreign-funded Insurance Companies…

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Gay couples often struggle to obtain fertility treatment insurance coverage

Fertility treatment insurance - Couple walking holding hands

Reproductive advocates call for an update to the definition of infertility as it is used by insurers. Gay couples across the United States are struggling to obtain fertility treatment insurance coverage. The reason is that the term “infertility” is typically defined by insurers using heterosexual terms. Conventional coverage requires couples to try to conceive for a year via intercourse to be eligible. In the majority of states, fertility treatment insurance will require a woman who doesn’t have a male partner to attempt intrauterine insemination as many as one dozen times…

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