Travel insurance vs protection: Which one gives you the coverage your trip needs?

Travel insurance vs protection - person with luggage at airport

Understanding the difference between the two can help you to make the right choices. Whether you’re headed on vacation or a business trip, the travel insurance vs protection debate can seem like a confusing one. This is particularly true if you don’t know how they’re similar and what makes them difference. To start, it’s important to know that there is a difference between a policy and a plan. The difference between travel insurance vs protection is important enough that if you make a mistake, you may think you have coverage…

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How Families Can Survive After a Wrongful Death

grief after wrongful death loss

Wrongful death can leave scars that last a lifetime and cripple families, especially if the family was financially relying on the victim. Against all odds, life does go on after the loss of a loved one, for better and for worse. It can seem impossible that you will ever pick up the pieces after the sudden and wrongful death of a loved one, but there are ways that survivors can cope with their loss and continue living fulfilling lives. These are some of the strategies survivors use to do just…

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The top homeowners insurance mistakes policyholders make

Homeowners insurance mistakes - hand holding house in bubble

This coverage can be complicated, resulting in errors frequently made while filing claims. Homeowners insurance mistakes are more common than many policyholders may think. Unfortunately, when errors are made during the claims process, the result can be quite expensive. Policyholders are advised to review their coverage annually and when large changes occur. Beyond making sure they have the right coverage in place, it’s also important to understand the claims process. This helps to avoid some of the most common and potentially expensive homeowners insurance mistakes. As climate change brings an…

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Renters insurance coverage protects tenants from more than they realize

Renters insurance coverage - For Rent sign

This lack of understanding means many people don’t value it as highly as they might with information. Most tenants are aware that renters insurance coverage exists, and while most done realize how affordable it actually is, even more don’t realize how much coverage they receive within the bounds of one standard policy. Many people believe these policies are meant exclusively to cover stolen or damaged possessions. The reason renters insurance coverage is often interpreted this way is that it is also often known as contents insurance. This implies that the…

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Insurance companies urge policyholders to use these holiday disaster prevention tips

Holiday disaster prevention - gas stove

This year may be different than others for many families, but the same care needs to be taken. Many gatherings this year will be much smaller than usual, but insurance companies want policyholders to remember that holiday disaster prevention is as important as ever. 2020 has been tough enough, this makes it all the more important to take action to keep everyone safe. Among the most important holiday disaster prevention strategies you can take are those that focus on keeping your home and family safe from fire. A Christmas tree…

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Reckless Driving vs. Aggressive Driving: The Differences Explained

how to know reckless driving from agressive driving

When you feel like another driver’s actions are putting you in danger, whether or not they’re being aggressive or reckless is probably not your first concern. After all, you just want to get away from them without an accident. However, if an accident happens, knowing the difference between these two types of dangerous driving can affect any lawsuit that takes place. Types of Reckless Driving The following are examples of the most common types of reckless driving. These examples will help you realize what type of dangerous driving is involved…

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Car Insurance Facts: Does It Cover Transmission Repairs?

car insurance Cover Transmission Repairs

Car insurance is often seen as a necessary evil. You need to have it by law, although there are different levels of cover possible. In most cases you pay your premium each year and never make a claim, it can feel like wasted money. But, when you have an accident you’ll be grateful that you have the insurance. It can provide you with a rental to keep you on the road and help your car to be fixed faster. But, what about if you have a problem with your transmission,…

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