Would You Pay More to Protect Your Business from the Next Pandemic?

small business owner and covid insurance

Understanding Chubb’s Pandemic Business Interruption Program The pandemic. A wake-up call for small business owners. Remember when lockdowns stopped everything? Businesses learned a tough lesson—pandemics aren’t covered under most standard insurance policies. Now, the big question is, would you pay more to protect against this risk? Chubb thinks you might. They’ve rolled out a unique option to address the gap. Here’s how it works—and whether it’s a game-changer for small businesses. What’s the Problem? Most standard business interruption insurance only kicks in after a “direct physical loss.” Fire? Covered. Flood?…

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54% Skeptical: What’s Fueling Distrust in Insurance and Beyond?

consumer trust

Allstate’s Trust Report: A Wake-Up Call for Businesses and Governments Trust. It’s a simple word that carries immense weight. Without trust, relationships—whether personal, professional, or societal—fall apart. And right now, trust seems to be in short supply. Take property insurance, for example. A recent report shows 54% of Americans don’t trust how property insurance claims are calculated. Why? They feel the process lacks transparency. It’s not just a minor irritation—it’s a real roadblock in people’s ability to feel secure about their homes and belongings. Now, add another stat that reflects…

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