Day: June 18, 2025

Canceled PMI? Don’t Expect a Insurance Refund, Says Court

Logan B.
PMI Insurance Refund

Bye-Bye Prepaid PMI Refunds? Fourth Circuit Weighs In If you’ve refinanced your home recently to score a better interest rate—or just to ditch private mortgage insurance (PMI)—you might ask a big question. What happens to all that money you prepaid for PMI? Well, the Fourth Circuit Court of Appeals has an answer. Unfortunately, it’s not the one homeowners were hoping for. On June 16, 2025, a ruling made it clear. Homeowners who cancel PMI voluntarily—like when they refinance—can’t expect a refund for unused premiums. What Is PMI, Anyway? PMI is…

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Mandatory Inspections in Massachusetts Real Estate – A Win for Buyers or Inspectors?

Nordstrom
Massachusetts Real Estate

Massachusetts rolled out new real estate regulations, and things are changing—fast. If you’re looking to buy or sell a home here, you’ll want to pay attention. These rules aim to protect homebuyers. But not everyone’s thrilled. Critics say it’s taking away some serious negotiating freedom. What’s the Deal with These Regulations? The Massachusetts Affordable Homes Act now requires realtors to make sure buyers get the option for a home inspection. Sounds good, right? But here’s the catch—you can’t press buyers to waive that inspection. Sellers can’t, either. Waivers? Sure, they’re…

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The Verdict Is In: Georgia’s Economy vs. Massive Lawsuits

H. Cutner
Massive Lawsuits

Georgia’s Fight Against Nuclear Verdicts: What’s Happening and Why It Matters Ever heard of a “Nuclear Verdict“? If not, you’re about to. These massive jury awards are shaking up Georgia’s economy, driving up insurance costs, and making life harder for businesses and consumers alike. But here’s the kicker: Georgia’s leaders are doing something about it. Big changes are on the horizon, and they could affect you more than you think. Let’s dive in. What’s a Nuclear Verdict? Picture this: A jury awards someone millions—or even billions—of dollars in a lawsuit.…

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How One Bill Could Rewrite Insurance Rules in Oregon

G. Turner
Insurance rules in Oregon

Oregon Consumer Protection Bills Move Forward What’s Happening, What’s Next, and What It Means for You Big policy changes are brewing in Oregon. Five consumer protection bills, including one targeted at reforming the state’s insurance sector, are moving through the legislative process. They could mean more rights and accountability for everyday Oregonians—or higher costs depending on who you ask. Here’s a timeline of what’s happened so far, where the bills are headed, and why this matters. Timeline of Events March 2025: Discussions heat up in Salem. One bill, Senate Bill…

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