Eli Lilly’s making big waves. They’ve slashed the cost of their weight-loss drug, Zepbound, by half for patients buying directly through their LillyDirect program. Here’s what you need to know about this new option—and why it might be a game-changer for those paying out of pocket. The Same Drug—Just Cheaper Here’s the deal. The medication itself? Exactly the same. Whether you buy it online through LillyDirect or via your doctor with insurance, you’re getting Zepbound with the active ingredient tirzepatide. And the same dosage options are there, too—like 10 mg…
Read MoreDay: June 17, 2025
Montana’s Pain and Hawaii’s Gain – The Homeowners Insurance Divide in America
Homeowners Insurance Costs Kept Climbing – A Look at Last Year It’s no secret—owning a home is getting pricier. And it’s not just the mortgages or maintenance eating away at budgets. Homeowners insurance is now taking a bigger bite out of household finances than ever before. The numbers are clear. On average, insurance rates jumped a whopping 11.4% in 2024 alone. Montana and Nebraska? They’re feeling it the hardest, with skyrocketing increases of 22.1% each. Ouch. These rate hikes aren’t random. Insurance companies, faced with mounting claims from natural disasters…
Read MoreWhy Your Home’s Value Dropped but You’re Still Winning
Why Home Equity is High While Home Values Fall And What It Means for Your Insurance It’s a strange time for homeowners. Home equity is soaring, yet the average house value has taken a hit. According to a recent report from Cotality, the typical homeowner saw a four-figure drop in their property’s value. But here’s the kicker: the share of homes with negative equity is still incredibly low. Confused? Let’s break it down. Home Equity vs. Home Value: What’s the Deal? Home equity and home value? Not the same thing.…
Read MoreCan South Carolina Stop the Insurance Fraud Surge?
South Carolina’s Insurance Fraud Problem: What’s Going On? Insurance fraud. It’s happening every day in South Carolina. Staged car crashes. Fake medical claims. Criminals are cashing in, and it’s costing all of us. How bad is it? South Carolina ranks 15th in the nation for “questionable insurance claims.” That’s a big deal for a smaller state. It means we’re disproportionately high compared to others. Why? Fewer resources. Fewer investigators. And fraudsters know it. How Are They Doing It? The schemes are bold. Organized fraud rings are staging car accidents. They’re…
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