Day: June 11, 2025

Total Earthquake Coverage Hits $19 Billion After CEA’s Latest Expansion

Tate Ellison
Earthquake Coverage in California

Protect Your Home and Peace of Mind with Earthquake Insurance Ever wonder what would happen if a massive earthquake shook California tomorrow? Could any insurance company possibly cover the catastrophic damage? It’s a valid question. The good news? For nearly three decades, the California Earthquake Authority (CEA) has been preparing for exactly that. Established in 1996 after the devastating Northridge earthquake, the CEA is built to handle the unthinkable. It’s not some fly-by-night organization. For nearly 30 years, it’s been collecting premiums and building a financial safety net—with no significant…

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When Insurance Has Eyes in the Sky

Logan B.
Insurance cancellations using drones

Drones Are Changing Home Insurance. Here’s How. Imagine this. You get a notice from your insurer saying your homeowners’ policy won’t be renewed. The reason? A drone spotted something… off about your property. A drained pool? Too much clutter in the yard? Maybe a roof that looks older than it actually is. Sound frustrating? Welcome to the growing trend of aerial property inspections. Insurers across the country are turning to drones and satellite imagery to inspect homes quickly and efficiently. The tech helps companies identify potential risks, minimize claims, and…

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Why Wealthy Car Owners Are Flocking to Montana for Plates (And What Insurance Really Thinks About It)

G. Turner
Montana License Plates

Why the Montana License Plate Loophole Has Everyone Talking Ever spot a Montana license plate on a car that clearly belongs in a luxury magazine spread rather than a dusty ranch road? Lamborghinis. McLarens. Even Ferraris. All with Montana tags. Weird, right? But maybe not so weird when you dig into why this happens. Montana’s got a big loophole. No sales tax on personal property, no emissions tests, no annual inspections. You don’t even need to live there to register a car in the state. Seriously. Out-of-state owners can simply…

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