Day: May 9, 2025

Attention New Drivers in North Carolina! Here’s Why You Need to Hit the DMV ASAP

Angela Linders
North Carolina Driving Test

Got plans this summer? If you’re a new driver in North Carolina, it’s time to add one more thing to your to-do list: get your driver’s license. Why? Because starting July 1, 2025, a big change is coming to the way car insurance works in the state, and it could cost you and your family a lot of money if you don’t act now. Here’s the deal. Right now, if you’re a brand-new driver, you’re hit with what’s called an inexperienced driver surcharge on your car insurance. It’s a fee that insurance companies…

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Texas House Approves Sweeping Changes to Windstorm Insurance

Marc
Texas Insurance News

Texas House Passes Bill to Reshape Windstorm Insurance. What Does This Mean for Homeowners? Big news for Texans living along the coast. The Texas House has approved House Bill 3689, which aims to overhaul the way windstorm insurance works in the state. If you’re a homeowner depending on the Texas Windstorm Insurance Association (TWIA), you’re probably wondering, “What’s going to change?” and “Will this make my insurance cheaper?” Let’s break it down. Texas Windstorm Insurance Lower Costs, But How? Windstorm insurance has long been a financial headache for many coastal…

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What Is Reunderwriting and Why Is It Rising?

H. Cutner
Reunderwriting Insurance Policies

What Is Reunderwriting and Why Are We Hearing About It More? Ever feel like your insurance policy is getting more scrutiny than the essay you wrote in high school? You’re not alone. That’s reunderwriting at play. It’s not a new concept, but it’s definitely making its presence felt lately. Insurance companies are reexamining policies with a magnifying glass, and if you’re a homeowner, you may have already gotten the dreaded letter. But why is this happening? And what does it mean for you? Reunderwriting 101 Reunderwriting is when insurers reassess…

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