Live Insurance News

Good Time for Agents to Look Into Long-Term Care Annuities With Equity Performance Potential

September 7, 2022September 11, 2022 Jesse Slome

It’s not news that the Dow Jones Industrial Average (DJIA) and the Standard & Poor’s 500 Index have both plummeted since the beginning of the year. Consumers are understandably worried. Financial advisors and insurance agents are fielding calls from clients concerned about what’s to come. When financial markets decline and uncertainty pervades, it is logical the consumers are wary about big ticket purchases. And, admittedly, long-term care insurance today can be considered one of those big-ticket purchases. LTC is a ‘should have’ rather than a ‘must-have’ purchase. When stock markets…

GHSA study points to higher road safety risks on rural roads

September 7, 2022September 6, 2022 G. Turner

The research report showed that crashes on rural roads are disproportionately deadly. Though many of us tend to think of road safety risks as being highest in urban areas where there is the most traffic, a new Governors Highway Safety Association (GHSA) report has shown that urban crashes aren’t nearly as deadly as those on rural roads. The GHSA study was funded by State Farm and examined the issue of fatalities on rural roads. The road safety risks are notably higher on rural roads than most Americans think. Though only…