Asbestos: The Silent Killer in Older Homes

Asbestos in older homes

Homes built before the 1980s may contain a substance that has been called the “silent killer.” Asbestos, a natural mineral that contains tiny fibers, may be included in some of the materials used to build your home more than 30 years ago. Unfortunately, many homeowners are now starting do-it-yourself projects that could involve knocking down walls, tearing out floor tiles, or upgrading plumbing without realizing they may be endangering themselves and their families. Why Was Asbestos Used? Asbestos became very popular during the Industrial Era, when its fire-retardant properties were…

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Common Questions Small Business Owners Have About Insurance

small business owners have about insurance

As a small business owner, you have a lot on your plate. While some tasks and obligations can take the back burner for the time being, others require immediate or constant attention. Ensuring you have sufficient insurance coverage is one of those responsibilities that can’t be neglected for any period of time. As a business owner, you should understand your state’s legal insurance requirements, your industry’s associated risks, and which insurance forms you need to address these liabilities. Properly insuring a company may seem daunting to new business owners, but…

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State farm fire prevention project tests electrical wiring sensors for problems

State Farm fire prevention - wires in walls

The insurance company is sending homeowners sensors in a pilot testing for electrical defects. A new State Farm fire prevention program pilot has launched. It will use sensors to detect electrical wiring hazards in 40,000 homes in California, Texas, and Arizona. The goal is to provide consumers with a way to prevent electrical wiring fires and measure savings. The State Farm fire prevention pilot will send the sensors to the homeowners to measure customer acceptance and potential savings if the program were to be broadened. The insurer’s vice president and…

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