Who Can Claim Life Insurance?

January 22, 2020 Guest Author

Life insurance is important because it protects your loved ones in case of your unexpected death. Few people like to consider this possibility, but like most forms of insurance, it’s better to have it and not need it than to need it and not have it. Life insurance can help save your loved ones from funeral expenses, another unexpected crisis, or help them keep the family home. Those listed as beneficiaries on your policy can file a claim, but there may be delays in payouts in certain circumstances. There can be…

Affordable Care Act decreased health insurance racial disparities, study

January 22, 2020January 21, 2020 Logan B.

New research shows that Obamacare has made coverage more accessible to black and Hispanic adults. The Affordable Care Act (A.C.A.) caused a substantial reduction in racial disparities within health insurance access and coverage. This was particularly true among black and Hispanic adults, said a Commonwealth Fund report. The trend was particularly prevalent in the states that broadened their Medicaid eligibility. Before the Affordable Care Act went into effect, racial disparities were found to be substantially larger than what is reflected in the most recent available data. In 2013, the gap…