Understanding Chubb’s Pandemic Business Interruption Program The pandemic. A wake-up call for small business owners. Remember when lockdowns stopped everything? Businesses learned a tough lesson—pandemics aren’t covered under most standard insurance policies. Now, the big question is, would you pay more to protect against this risk? Chubb thinks you might. They’ve rolled out a unique option to address the gap. Here’s how it works—and whether it’s a game-changer for small businesses. What’s the Problem? Most standard business interruption insurance only kicks in after a “direct physical loss.” Fire? Covered. Flood?…
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