Why your customers will demand personal chef insurance before hiring you

personal chef insurance - chef - restaurant

It’s important for these culinary pros to learn that the best clients will require coverage. Personal chef insurance is among the first things you should purchase before cooking a professional meal for another person. There are many reasons that this coverage should be considered a foundation component to your business. This protection starts with liability insurance but expands beyond that depending on your services. The main issue is simply that chefs are people, too. Mistakes happen. Regardless of the care taken to avoid the mistakes, the training and experience they…

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Janitorial insurance provides cleaning businesses affordable and necessary coverage

Janitorial Insurance - Industrial - Woman Worker

This coverage is designed to protect against the unique risks faced by this type of business. When you have a home or office cleaning business, janitorial insurance is among the first things you’ll need to investigate as you get started. This coverage is a group of different policies that are packaged together for anything from residential maid services to commercial cleaning businesses. The risks you need to cover depend on the type of cleaning services your company provides. Depending on the size of your business and the nature of the…

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Life coach insurance protects experts and the advice they give

Life coach insurance - business

This coverage is vital to protect against malpractice lawsuits that could come from dissatisfied clients. When checking all the boxes for a well run business, life coach insurance can be easy to overlook, but is one of the most vital steps to remember. This coverage can mean the difference between a highly successful small business or a complete financial catastrophe. When you have a great relationship with your clients, it can be difficult to imagine they might sue you. A lawsuit can seem to come out of nowhere, and it…

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Cat takes this year’s Nationwide pet insurance weirdest claim prize

Nationwide pet insurance - brown tabby cat

The injured animal has become the 2019 winner of the insurer’s annual Hambone Award. Though everybody thinks their own animal stories are weird, Nationwide pet insurance uses its claims and consumer votes to discover whose is the weirdest each year. This year, policyholder Andrea Brannen’s cat, Minnow, took the top prize for weirdest insurance claim. As reported last week on Live Insurance News, the Hambone Award at Nationwide pet insurance is awarded to the dog or cat with the strangest claim in the previous 12 months. The award was named…

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Mechanics that own their own business need auto repair shop insurance

Auto Repair Shop Insurance - Mechanic working on vehicle

Garage liability coverage goes above and beyond what the usual business policy covers. Owning your own garage can be a very lucrative business, but auto repair shop insurance can make the difference in stopping one incident from shutting the whole thing down. This liability coverage is typically considered to be a necessity for garages of all sizes. In fact, garage liability insurance is often carried by tow truck drivers, auto dealerships and even service stations. The reason is that auto repair shop insurance provides specialized protection for business owners working…

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Allstate and State Farm recognized for good student insurance discounts

Good student insurance discounts - young woman driving

Data from an auto policy quote provider showed the two insurers offer the most attractive deals. Popular car policy quote provider, 4AutoInsuranceQuote, there are two insurers that stand out for their good student insurance discounts: Allstate and State Farm. The founders of that website posted an article meant to help parents to save more on their kids’ coverage. The founders of the car insurance quote service published the article to show parents the best opportunities for good student insurance discounts. They illustrated the way that parents can save a lot…

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Candy store insurance often involves coverage beyond general business policies

Candy Store Insurance - M&Ms Star Wars Candy

These small business owners need protection for issues relating to their many types of confections. If you’re a confections business owner, then you may be surprised to discover that there are specific candy store insurance policies that you can tailor to your unique needs. Your business provides a range of different types of foods which come with a variety of risks. A candy store insurance policy takes into consideration the specific risks that can concern your business. After all, at any given time, you likely have hard candies, chocolate, popcorn,…

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