California health insurance subsidies now apply to more middle-income families

California health insurance subsidies - Covered California - YouTube

As the open enrollment period begins, more state residents will qualify for financial assistance. Open enrollment began as of yesterday, and a higher number of middle-income families will discover that they qualify for California health insurance subsidies for next year’s coverage. The open enrollment period for the Covered California exchange is October 15 to January 31. Families who have enrolled for their health plans by December 15, regardless of whether they qualify for California health insurance subsidies, will have coverage effective January 1, 2020. That said, their coverage will begin…

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HIV prevention drugs to be available prescription-free in California

HIV Prevention Drugs - Pills and bottle

Governor Gavin Newsom signed a bill to give pharmacists authority to dispense these medications. To start the week, California Governor Gavin Newsom signed a bill providing pharmacists the authority to dispense Truvada and other HIV prevention drugs to patients without a doctor’s prescription. The new California bill will make it possible for pharmacists to dispense PrEP and PEP drugs. PrEP (pre-exposure prophylaxis) and PEP (post-exposure prophylaxis) can play important roles in preventing HIV infection among patients potentially exposed to it. Patients in California will no longer require a doctor’s prescription…

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Minnesota health insurance rates to remain ‘stable’ for 2020

Minnesota Health Insurance Rates - Doctor - heart rate

The state’s Department of Commerce released this statement just ahead of the open enrollment period. Minnesota health insurance rates will be “stable” in plans sold for 2020, said the state Department of Commerce. The department released a report this week revealing the proposed rate changes made by insurers. The report showed the proposed changes to Minnesota health insurance rates for 2020 for individual plans. The report showed that the proposed changes would range from a considerable decrease of 20 percent up to a possible 0.18 percent increase. The range for…

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US voters want to keep private health insurance and expand Medicare

Private health insurance - Voters

Most Democratic voters are drawn to Medicare for All but may challenge the party in 2020. Private health insurance and other components of healthcare reform have been a central issue among Democratic presidential candidates. Those politicians have been pitching their own versions of Medicare and medical coverage which may make things somewhat more complex for the candidates in 2020 according to a new Wall Street Journal and NBC news poll. Two out of every three voters support opening Medicare coverage up to anyone who wants to buy in. This is…

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Percentage of Americans Covered by Health Insurance Plans Fell in 2018

Americans Covered by Health Insurance Plans Percentage Decline

This represents the first time coverage levels have fallen since the Affordable Care Act went into effect. For the first time since 2009 – the year before the Affordable Care Act was implemented – the percentage of Americans with health insurance plans fell last year. Until 2018, the share of U.S. residents with health insurance had risen each year since 2010. The drop in the share of Americans covered by health insurance plans has occurred regardless of the strength of the economy. Therefore, it was speculated in a New York…

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US Health insurance rebates may reach record levels in 2019

Health insurance rebates - us dollar - pills

A new report has indicated that the Affordable Care Act refunds could hit $1.4 billion this year. The provision of the Affordable Care Act (Obamacare) which provides millions of Americans with health insurance rebates is expected to reach a record high level this year. Health insurance customers may be receiving more in refunds this year than ever before. In 2012, a component of the Affordable Care Act went into effect which required insurers to pay their customers a medical loss ratio (MLR) payment every fall under certain circumstances. If those…

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The US health care system now covers 9 out of every 10 Americans

US Health Care System

Though heavily criticized the Affordable Care Act has received, most Americans have medical coverage. The greatly criticized US health care system now covers approximately 90 percent of Americans. Still, it remains a core subject of debate among 2020 presidential candidates. Most are now attempting to present their own alternate versions of the system. In fact, many candidates are seeking to eliminate the Affordable Care Act and begin again. If we were to listen exclusively to what politicians are saying about the US health care system at the moment, it would…

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