Will RV insurance pay for a new roof?

RV insurance - Roof of RV Costs

Replacing the rooftop can be costly, so many consumers want to know if it’s covered. Having to replace an RV roof can be very stressful for owners, as it can come with a cost and require a lot of time, making it easy to understand why many wonder if RV insurance will cover this expense. Consumers who know what to expect may be able to reduce the stress associated with this event. Owners are advised to look into the process for replacing the roof, to examine their RV insurance coverage,…

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Illinois Residents Face New Wave of Insurance Rate Hikes

Illinois auto insurance rates

Major Rate Hikes by Allstate and State Farm: A Financial Challenge for Illinois Motorists and Homeowners Illinois motorists are facing a financial squall as insurance giants Allstate and State Farm implement major rate hikes, signaling a challenging period ahead for policyholders. Allstate is poised to shock the market with an abrupt 12.7% increase in homeowners’ premiums this week, and State Farm follows closely, scheduling a 12.3% climb in May, as disclosed by the Chicago Tribune. However, the strain doesn’t stop there — a staggering average rise of 28% in auto…

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Distracted drivers are a serious safety problem in the US

Distracted drivers - US Flag

Thousands of people die due to collisions caused by motorists who weren’t paying attention. Distracted drivers are all over American roads, and according to the most recent data from the National Highway Traffic Safety Administration, thousands of people are dying because motorists are paying attention to phones, smartwatches, radios, food, makeup application and other factors aside from the road in front of them. The latest data shows that about 3,500 people died in the US in 2021 because of motorist distraction. Last October, Mercury Insurance held a survey to investigate…

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Allstate Changes Down Payment After Insurance Settlement

allstate downpayment reinstated

Allstate, the insurance giant based in Northbrook, Illinois, has made a significant change to its down payment policy for new auto insurance policies. The move comes after a settlement with the California Department of Insurance regarding the insurer’s rate increase application. The Former Down Payment Restriction In July 2022, Allstate began requiring consumers to pay a 50% down payment on new auto policies. This policy represented a substantial upfront cost for consumers, given that the average annual cost for car insurance in California ranges from $1,500 to $1,999, according to…

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New Jersey to require e-bike insurance and registration for all riders

e-bike insurance - New Jersey Road Sign

A pending new bill will mean that all riders must carry liability coverage on public roads A new bill is pending in New Jersey that would mean that e-bike insurance and registration will be a requirement for all riders. This will be a new requirement, as riders of those vehicles have, until now, been treated similarly to bicycle riders. An electric bicycle is being newly defined The bill will mean that riders will be required to register their vehicles and carry e-bike insurance in the form of liability coverage. This…

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