Distracted driving laws vary from one state to the next despite consistent risk

Distracted Driving - Person texting while driving

Distraction behind the wheel accounts for nearly one in ten fatalities in car accidents in the US. Distracted driving is a dangerous habit that comes with substantial – and frequently deadly – risks, and many states have laws in place to help discourage motorists from needlessly putting property and lives at risk. That said, the laws states have in place are not all consistent about the rules and the consequences. Distracted driving deaths account for 8.8 percent of all deadly motor vehicle collisions in the US. Wireless plan comparison site…

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Auto insurance challenges expected to ease, says S&P US report

Auto insurance - Woman sitting in car, frustrated

Though rates have been rising sharply during the pandemic recovery, that trend will level out. According to the S&P Global Market Intelligence US Auto Insurance Market Report, private insurer results are expected to improve from where they stood last year, when the combined ratio of 112.2 percent was the worst seen in decades. That said, according to the report, the improvements won’t occur as quickly as the industry had hoped. The private auto insurance results are still expected to improve, though not as fast as was previously predicted. “The post-pandemic…

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CSE becomes sixth insurance company to stop selling in California

Insurance company - Another company Says goodbye to home and auto insurance in California

Officials in the state have said that this particular phase-out has been planned for a long time. CSE Insurance Group has announced that it stopped writing home policies in California as of October 9, becoming the sixth insurance company in the state to make this move. The insurer simultaneously announced that it intended to cease auto policy renewals in California. This has added yet another insurance company to a growing list of insurers that have decided that they either want to stop doing business in the state or have chosen…

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More Americans are shopping for auto insurance than ever before, JD Power

Auto insurance - Shopping for insurance on computer

An increase in car ownership and rising premiums are among the reasons people are shopping around. The number of households in the US with cars but that don’t have auto insurance increased during the first half of this year, and the percentage of drivers who say they’re shopping for coverage has hit record levels. JD Power released data based on their findings in a recent report based on American households. JD Power recently published an auto insurance intelligence report in which they revealed the trends they identified in this market.…

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State Farm auto insurance reveals states where you’re most likely to hit an animal

auto insurance - Deer by the side of the road

The insurer has released data based on the claims it has received from drivers in every state. According to State Farm auto insurance claims, November is the month in which a driver is most likely to be in a collision with an animal, and there are some states in which that risk is notably higher than others. The insurer has compiled a list of the states where drivers hit the most animals while on the road. According to State Farm’s auto insurance claims and industry data, there will be an…

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