Author: Marc

Why Your Florida Insurance Premiums Might Skyrocket This Year

Marc
Florida Insurance Rate Increases

A Big Ask from TRUE Florida homeowners are staring down the barrel of a potential 31% increase in their property insurance premiums. Trusted Resource Underwriters Exchange (TRUE), a Florida-based insurer, has requested the hike for its multiperil homeowners’ insurance policies. If approved, tens of thousands of policyholders could see their annual premiums jump by an average of $1,357. Why such a steep increase? Hurricanes, inflation, and reinsurance costs are the usual suspects. But TRUE’s management says they’re also playing catch-up after previous leadership failed to adjust rates to match market…

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Dash Cam vs. Police Report: The $145K Outcome

Marc
Dash Cam vs. Police Report

Dash Cam Saves the Day: $145K Settlement in Six-Car Pile-Up A six-car pile-up. A chaotic scene. And one woman blamed for it all—until her dash cam footage flipped the script. Thanks to that tiny device, she walked away with a $145,000 settlement. No endless court battles. No drawn-out disputes. Just cold, hard evidence. What Really Happened? It all started on an interstate in 2023. The woman was caught in a six-car chain reaction. The police report? Not in her favor. It claimed she was following too closely, pinning much of…

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Disputing Insurance Claims? Texas Has Your Back

Marc
Texas

Texas’ New Appraisal Law: What You Need to Know Starting September 1, 2025, Texas will roll out a major change for insurance policyholders. Both auto and homeowners insurance policies will now include something called an “appraisal provision.” It’s a pretty big deal. Never heard of it? Don’t worry—you’re not alone. Here’s everything you need to know about how it works, why it matters, and what other states are doing. What’s the Appraisal Provision All About? Picture this. You file a claim with your insurance company for car damage or home…

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Uber Takes on Alleged Insurance Fraud Ring

Marc
Uber Insurance Fraud Case

Uber Accuses Group of Large-Scale Insurance Scam Uber is taking legal action. Big legal action. The rideshare giant has filed a federal lawsuit in South Florida, alleging a sprawling insurance fraud scheme. Who’s in the spotlight? A network of lawyers, medical providers, and even some of Uber’s own drivers. The accusations are heavy. Staged car crashes. Fake injuries. Bogus claims. All masterminded to milk millions from insurance policies. It’s a tangled web, and Uber says it’s cost the company big—several million dollars, to be exact. How Did It Work? The…

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Bills That Could Save Michigan Drivers Big Bucks on Insurance

Marc
Michigan Drivers

Michigan’s Plan to Slash Insurance Costs Michigan lawmakers have a new plan to tackle high auto insurance premiums. Sick of paying through the nose just to drive? Senator Jeff Irwin, a Democrat from Ann Arbor, thinks it’s time for a change. His two new bills aim to make insurance easier on your wallet and a little more forgiving. What’s the Deal with Senate Bill 328? First up, there’s Senate Bill 328 (SB 328). This one’s big on savings. If passed, it’ll require insurance companies to offer at least a 10%…

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The London Safety Net: Who Really Pays for the Morning Midas Fire?

Marc
map of bering sea Alaska coast

Car Carrier “Morning Midas” Still Ablaze Off Alaska Coast It started with smoke. Then flames. The “Morning Midas,” a 600-foot car carrier, caught fire on June 3, 2025, while cruising 300 miles south of Adak, Alaska. Its cargo? Over 3,000 vehicles, including nearly 70 electric and 861 hybrid cars. The crew of 22? Safely evacuated. The ship? Still floating but engulfed in flames. Timeline of Chaos The distress call came at 3:15 p.m. Smoke was spotted. The fire had reportedly started on a deck loaded with electric vehicles (EVs). The…

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Massachusetts Cuts Red Tape, Hopes Insurers Take the Bait

Marc
Massachusetts Cuts Red Tape

Massachusetts Shakes Up Insurance Rules to Lure Big Names Massachusetts is making big moves. The state is revamping its property and casualty insurance regulations to make it easier for businesses to operate. Is it working? Time will tell, but the changes are hard to ignore. What’s New? The state’s Division of Insurance (DOI) is slashing red tape. A lot of it. Forget about messy paper filings and outdated processes. They’re out. Here’s what’s happening: Motor Vehicle Insurance Updates: Private passenger rate rules are getting a refresh. Plus, they’re revising how…

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