Author: Ben Jones

State Farm Processes Surge of Claims as Floods and Severe Storms Devastate Communities

Ben Jones
State Farm Catastrophe unit

Extreme Weather Strikes Hard, Leaves Destruction in Its Wake What’s going on with the weather lately? If you feel like the skies are angrier than usual, you’re not alone. Over the past couple of weeks, relentless storms have wreaked havoc across the U.S. and Europe, leaving devastation and a hefty insurance bill in their wake. Between May 29 and June 4, severe weather pounded the U.S., with Texas, Kansas, Illinois, and Missouri taking some of the hardest hits. Picture this: immense hailstones, raging floods, gusting winds, and even a powerful…

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New Colorado Wildfire Law: The Next Step in an Industry Tech Trend

Ben Jones
Colorado Wildfire Law

Colorado’s New Wildfire Insurance Law Aims to Tackle Growing Risks Starting July 1, 2026, Colorado’s taking a new approach to deal with its increasing wildfire risks. A model law just passed that lets insurance companies use advanced models to set prices for Colorado wildfire coverage. Sounds fancy, but what does it really mean? Basically, it’s a shift toward using programs with real life data to better assess risk, so insurance pricing reflects actual threats instead of outdated assumptions. Colorado knows wildfires all too well. We’ve all seen the devastating footage—forests…

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A Bold Idea: Can Parametric Insurance Help California Attract Competition?

Ben Jones
california property insurance

California Insurance Crisis: What’s Going On? California’s got an insurance problem. It’s not a small hiccup; it’s a full-blown crisis. Why? It’s a perfect storm of wildfires, climate change, and big insurance companies saying, “No thanks.” Homeowners are being left high and dry, and it’s creating a scary situation. Why Are Insurance Companies Leaving? It all comes down to risk. Wildfires are happening more often, causing major destruction, and they’re harder to predict. For insurance companies, this means big payouts and shrinking profits. Some have simply decided it’s not worth…

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Revving Up Reform: Louisiana Auto Insurance Shake-Up

Ben Jones
Louisana Auto Insurance news

Louisiana’s Auto Insurance Overhaul Inches Closer For drivers in Louisiana, changes might be coming—but not without some drama along the way. Lawmakers are pushing forward with a mix of bills aimed at tackling auto insurance issues, including high rates and legal loopholes. But where do things stand now? And when will decisions be made? Here’s the latest. House Bill 148 Closes in on Final Approval One of the most closely watched measures is House Bill 148, which has already cleared some significant hurdles. This bill would give the insurance commissioner more…

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Attorneys Are Eyeing a New Niche – Insurance Law Certification

Ben Jones
Insurance Law Certification

A New Legal Specialty on the Horizon? Insurance Coverage Law Could Shake Things Up Ever thought about turning the complexities of insurance into a specialized, prestigious career? The field of insurance law might not sound glamorous at first blush, but an exciting new proposal could change all that. Legal experts are buzzing about a proposed board certification in Insurance Coverage Law, a move that’s set to create waves for attorneys, insurance companies, and everyday consumers alike. The certification is under review by the Bar’s Program Evaluation Committee. Its goal? To…

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Can Louisiana Stop the Lawsuit Spiral Dragging Down Its Insurance Market?

Ben Jones
Louisiana new insurance reforms

Louisiana’s Big Fix for Big Legal Problems Louisiana’s got a problem. A big one. The state isn’t just known for its gumbo and jazz; it’s also infamous for sky-high insurance rates. Why? Well, it all comes down to an overstuffed legal system, often nicknamed the “jackpot justice” machine. Think about it: Louisiana has a smaller population than New York, but racks up more bodily injury insurance claims. You’d think this was a bad joke, but it’s real. State lawmakers are saying “enough is enough” and pushing through a series of…

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Can Texas Stop Insurance Rate Hikes Without Scaring Off Insurers?

Ben Jones
Texas Insurance Rate Hikes

Texas Plans to Tackle Home Insurance Crisis, but Will It Work Like California’s Approach? Texas lawmakers are taking a hard look at the state’s soaring home insurance rates, and they’ve got a plan. Proposed bills floating in the state legislature would require insurance companies to get approval before raising premiums by certain amounts, like 10%. It sounds promising, right? But critics are raising their eyebrows, questioning whether these changes will actually do enough—or worse, if they’ll cause more headaches without lowering costs. If it all feels a bit familiar, that’s…

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