Author: Adrian Flemming

Why You Should Get Life Insurance In Your 20s

Adrian Flemming
how to get life insurance for age 20

As this may be the age when you are the most healthy and fit, you may not be thinking about life insurance. Let’s take a look at why it may be good for you. It is absolutely normal to not want to get life insurance when you have just gotten out of college and have just entered or are entering the job market. You will probably have a mountain of student debts and the last thing that may be on your mind at that point is getting a life insurance…

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Travel product released by the Allianz insurance company in time for holidays

Adrian Flemming

As Americans get ready to celebrate the Christmas season, there is new protection for their event planners. The insurance company called Allianz Global Assistance USA has just announced the release of a new travel product for event planners in the United States that is being launched just in time to assist people who are getting ready for their holiday celebrations. This was released in conjunction with the company’s annual Vacation Confidence Index. That insurance company survey was designed to help to gauge customer attitudes and behaviors regarding travel. What it…

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State Farm Florida looks to raise rates on rental property policies

Adrian Flemming
Florida homeowners insurance - homes in Florida on coastline

Insurer confronted with criticism concerning rate increase proposal State Farm Florida Insurance is looking to raise rates on rental property premiums throughout the state, a fact that has been criticized by some Florida officials and consumer advocates. The rate increase would affect approximately 33,000 policies throughout Florida, including apartment buildings and homes that are rented out by landlords. State officials and consumers advocates are questioning the rationale behind the proposed rate increase because State Farm no longer writes new business in the state and has not done so for some…

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RV insurance techniques to minimize the need to make claims

Adrian Flemming
rv insurance claims and how to avoid them

The key to avoiding problems in the first place is through a checklist of reminders. One of the most common reasons that people have to make claims on their RV insurance is that they forgot to take a simple, minor, but crucial step to prevent problems from happening along the way. Many people believe that because motor homes are parked so long that there is no real risk. The truth is that although the lower the road time in these vehicles, the lower the risk of damage, as long as…

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Over 50% of financial advisors selling life insurance miss opportunities to do so

Adrian Flemming

A Saybrus survey shows that many miss the chance to bring plans and policies together. A recent study performed by Saybrus Partners, Inc., has shown that financial advisers will frequently overlook the chance for selling life insurance as an important part of an individual or family’s financial planning. Only 34 percent of the respondents claimed to be “very comfortable” broaching the topic with clients. The survey also showed that 56 percent of advisors have not made it a habit of regularly discussing the importance of this type of coverage to…

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