Adolescent drivers have a fatal crash rate per mile driven nearly three times greater than that of adults.
In the hopes of reducing the risks associated with teen distracted driving, the Allstate Drivewise app is aimed at keeping focus on the road. The fatal crash risks among adolescent drivers are significantly higher than they are among adult motorists.
Allstate Insurance is hoping to reduce the impact of “The 100 Deadliest Days” that happen each year.
Among 16 to 19 year olds, the fatal crash rate per mile drive is almost three times greater than it is among drivers older than 20 years. This data is according to the Insurance Institute for Highway Safety (IIHS). This risk is particularly high among teen drivers during “The 100 Deadliest Days” which span from Memorial Day to Labor Day.
During that time, a larger number of people – including young drivers – are on the roads across the country. The Allstate Drivewise telematics program provides teen drivers with helpful tips to improve their safe driving behaviors. This may help to provide peace of mind to both the drivers and their parents.
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The Allstate Drivewise app and program are meant to keep eyes and thoughts on the road.
“Drivewise is a great program for both customers and their teenage drivers,” explained Arizona Allstate agency owner, Robin Binkley, as quoted by an AZ Family report. “The teen can learn safe driving habits from the app, and parents feel better knowing they have a tool that helps them coach their kids to be safer drivers, while also earning monetary rewards toward their policy.”
The Drivewise program at Allstate uses telematics technology to create a personalized insurance and driving experience, as has been reported by Live Insurance News. It collects data regarding the driver’s habits behind the wheel, including rapid breaking, excessive speeding, times of day the vehicle is driven (for instance, rush hour versus hours when there are fewer cars on the road).
In this way, the Allstate Drivewise program makes it possible for safer drivers to receive auto insurance discounts. Less safe drivers are not penalized for their habits but do not qualify for added opportunities to reduce premiums.