Ice storms causing havoc on the roads of Britain
A reported 10 % increase in car claims and as high as 51% in Scotland, reported by AA Insurance. In many areas the police are advising residents not to even get in their car to battle the frosty slick road ways. This isn’t the only part of the world that’s getting hit right now…the rain and ice in Chicago is causing the holiday rush to look a lot more like the winter Olympics instead of Christmas.
Even though it varies from state to state, most insurance companies can’t charge you for a weather related accident, but don’t be surprised if you loss a claim free discount. The industry estimates claims to rise during the winter due to weather but there’s one day in particular that Allstate Insurance states to be the highest claim day of the year, December 15th. Not just due to weather either, many of us are in a holiday hurry and unfortunately more people drive under the influence as well during this time of year.
Here are some driving tips to keep you out of trouble:
- If roads are icy keep a gap of 10 seconds or at least three times more than regular defensive space between you and the guy in front.
- Brake gently to avoid skidding and if your wheels lock up ease off the brake.
- Drive with your lights on all the time.
- Change windshield wipers from last year.
- Avoid shady areas…they are more likely to have black ice on them.
- And if you get stuck don’t spin your wheels…just lightly touch the gas to ease the car out.
Also, make sure your liability limits are high enough and meet your specific needs – remember this coverage will help protect your assets like a home, retirement and or college fund, savings, etc. Even a minor fender bender can turn into a nightmare if you’re car insurance coverage isn’t up to snuff. Now is a good time to call your agent for a review.