Small Business Health Insurance Trends 2019

The majority of Americans rely on small business health insurance to get the coverage they need. Unfortunately, too many small businesses fail to offer the right coverage options. In fact, in a survey of firms with between 3 and 9 employees, only 44% of those small businesses offered any health benefits. That’s bad news considering that small businesses make up the majority of businesses in the United States. Luckily, things are looking up. Despite the complicated and confusing insurance landscape of today, new trends are taking over that make small…

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Wellness programs are having an impact on health insurance

health insurance wellness gym

Survey shows that wellness programs are becoming much more popular among businesses M3 Insurance has released the results of a new survey concerning workplace wellness programs. These programs are often instituted by employers as a way to cut down on their health insurance premiums. Insurers sometimes offer discounted rates for those participating in these programs as they are making an effort to stay healthy. Those outside of wellness programs tend to have higher rates on average as insurers believe they are more of a financial risk. 77% of businesses in…

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