Last week, the U.S. Supreme Court heard the arguments regarding whether or not the Obama administration’s overhaul of the healthcare system is constitutional, but now that they’re over and the waiting process for the Court’s decision is under way, people have started to wonder what will happen if the law is overturned. The problem is that the system that came before the overhaul still wasn’t getting the job done. Millions of Americans will remain uninsured, and either unable to afford coverage or unable to obtain it because they have pre-existing…
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Washington is one step closer to building its own health insurance exchange
Washington lawmakers have passed a bill that opens the way for a health insurance exchange to take root in the state. The bill will set up rules that will help the state prepare for the construction of the exchange and govern its operation for the foreseeable future. Legislators believe that this will help the state fully comply with the Affordable Care Act of 2010 and will help it adhere to federal deadlines. Currently, the exchange is expected to be fully operational by January 2014. The rules established by the bill…
Read MoreOklahoma legislative panel suggests building a health insurance exchange
A legislative panel commissioned to determine whether Oklahoma should pursue building its own health insurance exchange system has finally reached a conclusion. The panel released a report to the state’s Legislature recommending action be taken on building an exchange in order to avoid the federal government taking charge and establishing its own. The state has had a rocky history with the concept of the exchange and has been slow to adopt legislation that would make the program possible. The panel is now stressing the importance of building an adequate system…
Read MoreDepartment of Health and Human Services issues legal briefing regarding Affordable Care Act
As the Affordable Care Act continues its slow march toward the Supreme Court, the Department of Health and Human Services has issued a legal brief regarding the matter. The federal health care law has come under fire largely due to one of its provisions. The provision requires all U.S. citizens to purchase some kind of health insurance. 26 states have come together to combat this provision, along with some of the other aspects of the law. The HHS claims that if the individual insurance mandate is declared unconstitutional, the Supreme…
Read MoreTexas health insurance waiver denied by the federal government
The federal government has announced that it has not approved Texas’s request for exclusion from a new law that places limitations on allowable amount of overhead spending by health insurers. The law from which Texas wanted to be excluded is one of the changes made in 2010 as a part of the Affordable Care Act for federal health care. Officials in Texas are claiming that this part of the Act is unconstitutional. It is called the medical loss ratio requirement, and it states that health insurance companies must spend a…
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