A Guide to Health Insurance for the Self-Employed

Self Employed Health Insurance

The self employed face obstacles and tackle challenges that those employed by others rarely think about…doing budgets, growing the business and, of course, health insurance. Think about it…the cost of individual health insurance for the self employed has gone up substantially over the past decade and policies that used to cost somewhere around $100 a month can run upwards of $500 a month today. Not just that…co-pays and deductibles have gone up…covered services have gone down. But there are options available that can help reduce the cost of health insurance…

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How to find individual health insurance by yourself

When your health insurance is sponsored by your employer, it is easy enough to know which policy to choose because it has typically been selected for you, but when you are unemployed, self-employed, or employed by a company that doesn’t offer this medical benefits, then it is up to you to find your own coverage. Use the following tips to help you locate the right policy and price to fit your needs: • Healthcare.gov – this federal government site provides a number of questions that you can answer in order…

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