How to Lower the Cost of Your Home Insurance

home insurance costs

Just by making a few tweaks, your home insurance costs can differ by hundreds of dollars. There are many variables that go into determining the costs of your home insurance and by being informed about what impacts these calculations you can make a more knowledgeable decision when purchasing your policy. An insurance broker is one of your best resources when it comes to shopping around and comparing policies, so be sure to enlist the help of yours for when you need help purchasing coverage. Also, a broker will be able…

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Finding Home Insurance At The Best Possible Time

homeowners insurance

Home insurance is absolutely necessary for many homeowners since it offers suitable financial coverage when faced with damage, earthquake, storm, theft and much more. The problem is that most people believe this is not actually needed. Do not think like that. Home insurance offers some pretty clear benefits you need to take into account. At the same time, you need to be careful so that you can choose the home insurance policy that is the very best in your case. In order to make the best choice, here are some…

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Could Insurers Refuse Payment for Unlocked Homes?

home security cybersecurity insurance industry

If you’re leaving your home for just a few minutes, it can be tempting to not bother to lock up while you pop over to the store or collect the kids from school. However, literally anything can happen in that period, and a recent rise in the number of insecurity burglaries—thefts from unlocked homes—could eventually mean that any subsequent insurance claim becomes invalid. Stretched Resources All across the world, police forces have their resources stretched by local crime, and one unit in the UK is clearly getting tired of dealing…

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The business of fraudulent insurance claims

Today, there are some that make a living specializing only in insurance fraud by submitting doctored up insurance claims. The false claims received may include life insurance, third-party policy, personal damage and car theft.  In many cases, the claim amounts asked for are considerably higher than the injuries, damage or loss that occurred – this can raise a red flag to potential wrong doing. Life insurance fraud is when someone makes false claims about faking an injury or death.  The false documentation used is usually police reports, medical cards, marriage…

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