Talking on a mobile phone, texting, checking a location on a map, and eating distracts motorists. It doesn’t come as much of a surprise to find out that distracted drivers are extremely commonplace on the road. Some are talking on their mobile phones. Others send texts. Some fuss with their coffee cups or drive-thru meals. Others are turned around to shout at their misbehaving children in the back seat. Whether you’re surfing through radio stations or choosing your GPS locations, you may pay more. Those distracted drivers may or may…
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Auto insurance premiums head skywards due to smartphone use
The Washington Insurance Commissioner’s Office has blamed mobile device use for a 5.9 percent rate increase. Consumers wondering why they’re paying higher auto insurance premiums may not have to look any further than their smartphones. The Insurance Commissioner’s Office in Washington State said the top 20 insurance companies hiked rates by 5.9 percent last year. That said, the insurance rate for motorists has been on its way up across the country. Across the country, the average amount drivers are paying in auto insurance premiums reached $926 in 2016. Throughout the…
Read More5 Reasons Texting and Driving is a Terrible Habit
Texting and driving is a terrible habit. The statistics don’t lie. Here are five great reasons not to send a text while behind the wheel. Remember, when you drive, you aren’t the only person that can face the consequences of your actions. 1. It’s More Dangerous Than Driving Drunk Texting while driving is now the most dangerous distraction on the road, period. New statistics show texting in your car while driving is six-times more dangerous than driving drunk. That means it is riskier to text while driving than to drink…
Read MoreTop Safe Driving Apps List Released By Insurance Panda
Insurance Panda, an auto insurance quote comparison website located in Manhattan, NYC, has released a list of the top “safe driving” mobile applications. These apps, which are readily available for devices like the iPhone, Android, Blackberry, and iPod, help people stay safe on the road. Application functionality ranges from helping the elderly stay focused while driving to helping young drivers learn how to drive. The InsurancePanda.com list includes apps for drivers of all shapes and sizes. The article posted on InsurancePanda.com states that mobile phones, smartphones, and mobile devices are…
Read MoreAuto insurance rates could change with improved texting enforcement
Federal grants are assisting authorities to crack down on illegal cell phone behaviors behind the wheel. Drivers who have been able to get away with texting behind the wheel because it is easy to dodge the enforcement of laws against the dangerous behavior, may now be fining that this is no longer the case, and getting caught will send their auto insurance premiums skyward. Hundreds of thousands of dollars in new federal grants are helping authorities to catch texting drivers the act. An analysis performed on quotes from the leading…
Read MoreDistracted driving from texting increases odds of crash by 23 times
Writing or reading a text on a smartphone takes the eyes off the road for too long. The National Safety Council’s (NSC) statistics regarding distracted driving have shown that motorists who send and receive text messages while behind the wheel are 23 times more likely to be involved in a crash. These behaviors cause drivers to look away from the road too often or too long. When both eyes and attention are being taken off the road, the risk of making a mistake or not seeing a change in the…
Read MoreMobile commerce application uses GPS to reduce distracted driving behaviors
The new patent-pending mobile commerce Drive Save Mode app reduces the risk posed by distracted driving. Mobile commerce has stepped up to help encourage safer driving behaviors with a new app that was launched in Las Vegas called Drive Safe Mode. The new application has already been downloaded by many adults, parents, and teens, and has attracted a great deal of hype as even nonprofit organizations are using the app to encourage greater precautions against distracted driving. This new technology has already outperformed the achievements of previously released apps that…
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