Distracted drivers pay as much as 41 percent more for auto insurance

Distracted Drivers Pay More for Auto Insurance - Driver texting

Talking on a mobile phone, texting, checking a location on a map, and eating distracts motorists. It doesn’t come as much of a surprise to find out that distracted drivers are extremely commonplace on the road. Some are talking on their mobile phones. Others send texts. Some fuss with their coffee cups or drive-thru meals. Others are turned around to shout at their misbehaving children in the back seat. Whether you’re surfing through radio stations or choosing your GPS locations, you may pay more. Those distracted drivers may or may…

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Auto insurance premiums head skywards due to smartphone use

auto insurance premiums car mobile smartphone

The Washington Insurance Commissioner’s Office has blamed mobile device use for a 5.9 percent rate increase. Consumers wondering why they’re paying higher auto insurance premiums may not have to look any further than their smartphones. The Insurance Commissioner’s Office in Washington State said the top 20 insurance companies hiked rates by 5.9 percent last year. That said, the insurance rate for motorists has been on its way up across the country. Across the country, the average amount drivers are paying in auto insurance premiums reached $926 in 2016. Throughout the…

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5 Reasons Texting and Driving is a Terrible Habit

Texting and driving is a terrible habit. The statistics don’t lie. Here are five great reasons not to send a text while behind the wheel. Remember, when you drive, you aren’t the only person that can face the consequences of your actions. 1. It’s More Dangerous Than Driving Drunk Texting while driving is now the most dangerous distraction on the road, period. New statistics show texting in your car while driving is six-times more dangerous than driving drunk. That means it is riskier to text while driving than to drink…

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Top Safe Driving Apps List Released By Insurance Panda

Insurance Panda, an auto insurance quote comparison website located in Manhattan, NYC, has released a list of the top “safe driving” mobile applications. These apps, which are readily available for devices like the iPhone, Android, Blackberry, and iPod, help people stay safe on the road. Application functionality ranges from helping the elderly stay focused while driving to helping young drivers learn how to drive. The InsurancePanda.com list includes apps for drivers of all shapes and sizes. The article posted on InsurancePanda.com states that mobile phones, smartphones, and mobile devices are…

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Auto insurance rates could change with improved texting enforcement

Auto Insurance Texting While Driving

Federal grants are assisting authorities to crack down on illegal cell phone behaviors behind the wheel. Drivers who have been able to get away with texting behind the wheel because it is easy to dodge the enforcement of laws against the dangerous behavior, may now be fining that this is no longer the case, and getting caught will send their auto insurance premiums skyward. Hundreds of thousands of dollars in new federal grants are helping authorities to catch texting drivers the act. An analysis performed on quotes from the leading…

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Distracted driving from texting increases odds of crash by 23 times

Auto Insurance Texting While Driving

Writing or reading a text on a smartphone takes the eyes off the road for too long. The National Safety Council’s (NSC) statistics regarding distracted driving have shown that motorists who send and receive text messages while behind the wheel are 23 times more likely to be involved in a crash. These behaviors cause drivers to look away from the road too often or too long. When both eyes and attention are being taken off the road, the risk of making a mistake or not seeing a change in the…

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Mobile commerce application uses GPS to reduce distracted driving behaviors

Young Driver auto usage based Insurance

The new patent-pending mobile commerce Drive Save Mode app reduces the risk posed by distracted driving. Mobile commerce has stepped up to help encourage safer driving behaviors with a new app that was launched in Las Vegas called Drive Safe Mode. The new application has already been downloaded by many adults, parents, and teens, and has attracted a great deal of hype as even nonprofit organizations are using the app to encourage greater precautions against distracted driving. This new technology has already outperformed the achievements of previously released apps that…

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State Farm survey shows most licensed teen drivers text while driving

Car insurance for young drivers

The findings from a survey conducted by Harris Interactive on behalf of State Farm have shown that most licensed teenaged drivers (57 percent), say that they text while driving, regardless of the tremendous amount of attention that the behavior is receiving as a risky and dangerous practice. The survey was conducted over the phone, and included the participation of 652 individuals living in the United States, and who were between the ages of 14 and 17 years, 280 among whom had either a permit or a driver’s license. These results…

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Are voice controls in vehicles any safer than using a mobile handset?

Hands free doesn’t mean attention free. It’s becoming common knowledge that cell phone handsets cause drivers to become distracted, and an increasing number of states are prohibiting their use for talking, texting, and other activities while behind the wheel, but are the voice-controlled gadgets that have been replacing them any safer, or are they simply creating a new high-tech way to take focus away from the road? Some experts are now saying that it is equally dangerous to talk to a dashboard as it is to speak to a cell…

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Florida legislators mull over ban on texting while driving

Florida lawmakers are considering a new legislation that would ban texting while driving. The state’s Legislature has been staunchly opposed to such laws in the past. Last year, a similar proposal did not survive the legislative process, as it was seen as a “silly law” by lawmakers. Insurers are torn on the subject of banning texting whilst driving as there is little evidence that suggests the ban would make the activity safer. This time, however, the opposition against the bill seems to have vanished. Senate Bill 416 has not been…

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