Auto insurance accident claims skyrocket in Texas during the Christmas season

auto insurance accident claims

A new report has revealed that the number of crashes increases by 20 percent during the holidays. Allstate has just released a review of its auto insurance claims data, which has revealed that in the state of Texas, there are more car crashes than at any other time of the year. This statement was based on data from the five years ranging from 2006 through 2010. What the analysis determined was that the number of auto insurance accident claims rises the most on December 24, increasing by 22 percent when…

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Online Auto Insurance gauges the impact of increased auto insurance limit on Texans

OnlineAutoInsurance.com has performed an analysis based on the proposed increase in the minimum limit on auto insurance in Texas, and has found that the actual rise that will be seen by the average policyholder will be relatively low, at approximately 6 percent more than what is currently being paid. The site conducted their analysis on 144 different quotes and has discovered that though many people were opposed to the increases in the auto insurance minimums in the state in 2011 because of concerns about cost, the actual increase in expense…

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Auto insurance rates are on the rise in Texas

Many of the largest auto insurance companies in Texas will be raising their rates as a result of losses and new liability limits that will have been implemented with the start of this year. Several of the insurers are citing the new liability limit rules exclusively as the cause of their increases. According to Mark Hanna from the industry trade group called the Insurance Council of Texas, these regulations require that drivers within the state must carry policies that will provide coverage for up to $25,000 for property damage per…

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Over 20 percent of drivers in Texas aren’t insured

In Texas, more than 1 in every 5 drivers does not have adequate auto insurance to comply with the laws within that state. According to a recent report by the Texas Department of Insurance, 21.6 percent of all of the drivers in the state were operating their vehicles while uninsured. Dallas County had the largest number of uninsured drivers among the most populated counties in the state, with 24.1 percent of its drivers lacking insurance. Bexar county followed closely behind with 22.9 percent of drivers being uninsured. In the entire…

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No more solicitation of crash victims by doctors and lawyers in Texas

New legislation in Texas has now become law, making it illegal for health professionals and lawyers to solicit victims of crashes inside the first thirty days of the crash.  The law was supported by Rep. Todd Smith of Euless, leading House Bill 148 to be approved by lawmakers after having already received Governor Rick Perry’s signature back in 2009.  Though the law has been considered to be a long time coming by many, it was not without its critics.  For example, Christopher Villasana and Donald McKinley are Texas chiropractors who…

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Texas Governor Perry vetoes bill against texting behind the wheel

Texas Governor Rick Perry has vetoed a bill that would make it illegal to send or read text messages while behind the wheel. In fact, this was only one of 23 bills that were vetoed by Governor Perry on June 17, 2011. While lawmakers had approved the anti-texting bill in May, Perry said that it was an “overreach” and that it was a “government effort to micromanage the behavior of adults.” The bill had been encouraged by former House speaker Tom Craddick, who called it an important public safety measure.…

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Texas Department of Insurance receives long awaited extension

Lawmakers in Texas voted to extend the longevity of the state’s Department of Insurance. The department will also enjoy more authority over the insurance industry and will be able to impose stricter penalties when companies challenge the agency’s rate assertions and lose. The relevance of the Department had been debated for some time before a decision was reached Monday. Many legislators say that the ruling was long overdue. According to Texas law, state agencies must be evaluated for effectiveness every 12 years. Legislators determine whether these agencies provide a necessary…

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Pro business Texas insurance bill passes

The Senate of Texas has passed a new insurance bill that has been the subject of a great amount of controversy. The bill will extend the life of the Texas Department of Insurance and will impose stricter guidelines on the agency itself. Previous to the bill’s passage, a number of amendments were proposed to make the legislation more consumer friendly. Each amendment was rejected, however, as they were deemed unfruitful to the state’s insurance industry. The state’s Democrats were behind the amendments to the bill. They argue that their propositions…

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A check list of the last 30 days in car insurance news headlines for the U.S.

It looks like 2011 is going to be the year for several states to make all out changes to laws relating to car insurance requirements. Some of the states involved in making changes to existing legislation, are; New York, Oklahoma, and Nebraska.  Also, in the car insurance news headlines…several states have decided to raise the minimum liability coverage required. Texas, for instance, has raised the minimum liability limits to 30/60/25. This means $30,000 for each injured person, up to $60,000 per accident. Property damage is staying at $25,000 per accident.…

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