Health insurance for college students may see new regulations

New Jersey Health Insurance

Lawmakers are thinking about removing the mandatory coverage in New Jersey. Officials from the colleges in New Jersey have been pushing to eliminate the health insurance law in the state that requires students to have coverage as the combination of this regulation and the new healthcare reforms are causing the cost of the plans offered by the schools to head skywards. Lawmakers are taking these requests into consideration, but there is a careful balance to consider. They currently face the question of priority between the affordability of health insurance coverage…

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Health insurance at four New York universities receive approval

Health Insurance Program

Cornell and Columbia Universities, NYU and University of Rochester have all received the nod. The University of Rochester, Columbia and Cornel Universities, and NYU, have all just announced that they have received approval to sell their own health insurance to students. This pilot program was first authorized by Governor Andrew Cuomo at the start of the month. The Governor gave his approval after it had passed through the Senate and the Assembly in the state earlier in 2012. Last year, similar legislation had been signed in Colorado, Utah, and Montana.…

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Health care reforms have not eliminated the need for college medical plans

college dorm insurance students

The key is to know when and how to use these policies. Though the summer is just beginning, college students are already making preparations so that they will be ready when the school year begins again, and many are wondering how the health care reforms will impact their need for medical coverage through their schools. Some students are wondering if the Affordable Care Act means they don’t need college plans anymore. The truth is that these medical policies sold through the colleges are just as important as they have ever…

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The future of health exchanges and high risk pools may hang on the Supreme Court’s ruling

Health Care Reform

News outlets have been reporting that if the health insurance law is overturned, massive programs it promised may end. Health insurance programs such as the state health exchanges and the pre-existing condition pools may find that their existence was short lived should the United States Supreme Court overturn the healthcare law that was put into place by the Obama administration in 2010. For example, the temporary PCIP government program may be the last of the protection for high risk individuals. That program was put into place in order to help…

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Study shows that medical care gets better when young adults remain covered by their parents’ insurance

A recent study is indicating that it is probable that young adults will have a better chance at seeing a doctor and receiving medical care when states lengthen the amount of time that they may remain covered by the health insurance held by their parents – which is one of the required elements of the healthcare overhaul. These new mandates are designed to assist individuals over the age of 18 who have conventionally outgrown their parents’ coverage, but who are struggling to obtain full-time work with health benefits after they…

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