Health insurance for smokers may be cheaper with electronic cigarettes

smoking health insurance

Some policyholder may be able to dodge increased premiums for tobacco users with these products. The healthcare reforms have allowed health insurance companies to factor smoking into premiums calculations, so that tobacco users will typically be required to pay a higher amount than those who do not. The surcharge every year for this habit can be as much as $5,000 for smokers at higher ages. However, as of yet, electronic cigarettes have not been included in this regulation, meaning that smokers who make the switch to these devices may be…

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