Dog walker insurance protects those caring for pet fitness

Dog walker insurance - Man walking dog

Small businesses designed to make sure Fido and Fluffy get walked every day need coverage, too. Professional dog walker insurance, also called a pet care insurance (PCI) policy, is a growing industry and for good reason. Americans love their pets and there are millions of these furry family members across the country. However, they don’t always have the time or mobility to walk them as often as recommended. Dog walkers have become a necessary part of pet ownership for millions of Americans. That said, as is the case with many…

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Yoga insurance rises in popularity as instructors seek to cover themselves

yoga insurance - Yoga Post - woman

Teachers are discovering that despite their best efforts to instruct safe practices, injuries can occur. Even the best instructors who underscore safe, accurate postures are looking into yoga insurance on a rapidly increasing basis. This industry niche is helping yoga teachers to make sure they’re covered when injuries happen. Despite instructors’ best efforts some students use asanas incorrectly or push themselves too far. Most reputable yoga instructors require their students to disclose medical conditions that could affect their safety in class. They will also pay close attention to their students…

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Health insurance options limitations annoys small businesses

washington health insurance exchange

As of next year, the only state (aside from two counties) without a “SHOP” will be Washington. In 2014, other than two counties near the border of Oregon, the only state that won’t have a Small Business Health Options Program (SHOP), will be Washington, which means that the small employers across that state won’t have health insurance options that will bring them the federal tax credits that would help to keep the cost of the coverage for their workers down under the Affordable Care Act. Although the state has dozens…

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Health insurance trust formed in Indiana

Indiana insurance industry

Access to federal exchange has been restricted Federal health insurance exchanges in the U.S. were meant to offer coverage options for small groups and businesses, but this feature of the exchange initiative has been put on hold until 2015, at the earliest. The decision to postpone this aspect of federal exchanges is meant to provide the exchange network with more time to iron out the multitude of technical problems it has been having over the past month. The problem, however, is that this means many small groups and businesses that…

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Small business health insurance marketplace to be delayed until next year

Small Business health insurance

The changes that were made for the start of December are focused on selling to individuals. As the last month of the year gets going and massive changes were made to the federal exchange website, it is now known that an online small business health insurance marketplace will still be delayed until 2014. The troubled site has put off the launch of this feature until just under a year from now. As the Center for Medicare and Medicaid Services reminds Americans that the implementation of fixes to the website “do…

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Is an Administrative Services Only Plan Right for Your Firm?

If you’ve ever braved the world of insurance quotes, you’ve probably run across the term Administrative Services Only (ASO) plans. Maybe you’ve heard about ASOs, but never knew what it entailed and if it was appropriate for your small business or organization. Under an ASO arrangement, an employer self-insures the benefits it pays out, but uses an outside company to deal with claims processing and paying providers. Simply put, an employer pays an insurance company or Third Party Administrator (TPA) to process claims based on a fee per person enrolled…

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Five Types of Business Insurance You Should Have

Business Insurance

How to Avoid Financial Ruin in the Future Businesses need several different types of insurance to protect them from financial ruin. It is important to protect your business with different types of insurance that will keep you and your business protected in several key ways. Importance of Property Insurance Property insurance will protect your building and the supplies within it if there is a robbery or fire. Furthermore, this insurance also will help if your store has been vandalized or if there is smoke damage to the property or items…

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