Tutoring business insurance isn’t required but may be necessary

Tutoring business insurance - Teacher and student

Though private tutors aren’t legally required to buy coverage, the right policy may be essential. Tutoring business insurance may not have been the first thing that popped into your mind when you decided on this job, but it can make all the difference if things take an unexpected turn. When you decide to begin as a tutor, it’s a good idea to consider your risk exposure. Before you start working, think about the many types of risk that you may face along the way. As much as we may not…

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Bed and breakfast insurance can help to keep a dream business safe

Bed and Breakfast Insurance - Victorian home

A B&B can be a highly rewarding home business, but ownership comes with very specific risks. Many people dream of opening a B&B and just as important as a perfect location and customer experience is the right bed and breakfast insurance. Many owners begin a B&B as the first business they have ever run and misunderstand the importance of coverage. There is often a far greater focus on trying to keep up with daily tasks, advertising effectively, and bringing in enough money. It’s not uncommon for B&B owners to assume…

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Home daycare insurance protects business owners as they keep kids safe

home daycare insurance - child playroom

Running this type of small company can be very rewarding but there are considerable risks involved. Home daycare insurance should be one of the first things you consider before you open your small business. It protects you financially in the case that something should go unexpectedly wrong. In this business, your main responsibility beyond entertaining children is to keep them safe. Despite your best efforts to make sure the unexpected does not happen, it’s also your responsibility to protect yourself in case it does. The right home daycare insurance can…

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Why your customers will demand personal chef insurance before hiring you

personal chef insurance - chef - restaurant

It’s important for these culinary pros to learn that the best clients will require coverage. Personal chef insurance is among the first things you should purchase before cooking a professional meal for another person. There are many reasons that this coverage should be considered a foundation component to your business. This protection starts with liability insurance but expands beyond that depending on your services. The main issue is simply that chefs are people, too. Mistakes happen. Regardless of the care taken to avoid the mistakes, the training and experience they…

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Mechanics that own their own business need auto repair shop insurance

Auto Repair Shop Insurance - Mechanic working on vehicle

Garage liability coverage goes above and beyond what the usual business policy covers. Owning your own garage can be a very lucrative business, but auto repair shop insurance can make the difference in stopping one incident from shutting the whole thing down. This liability coverage is typically considered to be a necessity for garages of all sizes. In fact, garage liability insurance is often carried by tow truck drivers, auto dealerships and even service stations. The reason is that auto repair shop insurance provides specialized protection for business owners working…

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Small insurance companies facing scrutiny receive IRS deal offer

Small insurance companies - Business

The goal of the deal is to ensure tax payment plus interest in exchange for dropping the case. The I.R.S. has offered small insurance companies under tax avoidance scrutiny a way to avoid penalties through a new offer. This offer would give the insurers the opportunity to pay all outstanding back taxes – in addition to interest – in order to close their cases and face no further penalties. The Internal Revenue Service is working to help to correct the tax avoidance and prevent it in the future. The small…

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Nationwide small commercial insurance satisfaction highest in US, says JD Power

Commercial Insurance - Customer Satisfaction

The insurer earned the highest ranking for overall customer satisfaction in a recent study. A new J.D. Power study has found that Nationwide provides the best customer satisfaction in small commercial insurance. This, according to the findings from the firm’s 2019 U.S. Small Commercial Insurance Satisfaction Study. This isn’t Nationwide’s first time receiving the title. In fact, the insurer has been the top small commercial insurance company for customer satisfaction two years in a row. The company also took the top spot for the claims and policy offerings categories. “Small…

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