Scooter insurance may not be included in your home or auto policies

Scooter insurance - people riding electric scooters

Those enjoying one of these convenient electric devices may want to be aware of their coverage. Scooter insurance – or the lack thereof – is a rising concern now that these electric devices are increasing in popularity. Of course, it’s not necessarily their popularity that is leading to the concerns. Instead, it is the rise in traffic accidents, head injuries, and even fatalities associated with adding them to traffic. Many riders don’t realize that their electric mobility option may not be covered under their insurance. Electric scooters are taking off…

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Motorcycle insurance policy coverage is frequently underestimated

Motorcycle Insurance policy

Many riders don’t realize the full extent of the protection they actually have when they purchase coverage. Most states require riders to own a motorcycle insurance policy when they head out on the roads. However, many policyholders don’t realize exactly what they can cover with these policies. There are many types of vehicle that can be included in this kind of protection. It is not uncommon for riders to expand their coverage to other vehicles once they realize they can. Regardless of whether or not it is required, purchasing a…

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Insurance coverage lacking among motorcycles in India

scooter two wheeler auto insurance coverage

Accidents involving any of 75 percent of riders provide no compensation to the victims. Two wheelers – including both motorcycles and scooters – are a very common vehicle in India, but recently released statistics have revealed that almost 75 percent of those riders are operating their vehicles without any type of insurance coverage, which is placing other road users at risk. This is particularly risky for other two-wheelers, cyclists, and pedestrians who don’t have protection. This data has been released by the Insurance Regulatory Development Authority (IRDA). This lack of…

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Understanding what is required from motorcycle insurance

The Motorcycle Industry Council’s data indicates that more than half – 55 percent – of all motorcycle riders were aged 40 or higher as of 2008, and this has changed the landscape of motorcycle insurance. In 1990 – a mere eight years earlier – only one-quarter of all motorcycle riders were in that same age bracket.  These drivers are no longer people who are young and feel that they are invincible.  Instead, the average motorcycle rider typically has a minimum of some college education, with a great deal more in…

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