private disability insurance Archives

Disability insurance need rapidly growing in the workplace, study

September 27, 2013September 24, 2013 G. Turner

The results of recent research are underscoring the importance of employer sponsored coverage. A new study’s results were issued this week and have highlighted the importance of disability insurance that is sponsored by employers when it comes to the health and financial wellbeing of American workers. It showed that only one in three private sector employers is currently offering long term disability coverage. Despite the fact that this is the case, the Social Security Administration’s own data suggests that one in every four workers in the United States will need…

The importance of understanding and obtaining disability insurance

November 20, 2011November 18, 2011 Julie Campbell

Disability insurance is one of the most important decisions that you can make to help to protect your financial future and financial advisors, not just insurance agents, are recommending these products to their clients for just that reason. That said, the decision to obtain the insurance and the choice of insurer to provide it is up to you. There are many different issues to consider, from monthly premiums to the type of coverage that is provided. That said, you shouldn’t let a little bit of homework stop you from purchasing…

The search for disability insurance

November 19, 2011November 18, 2011 Nordstrom

Group disability insurance is a form of protection for a group of people who are connected in some way – such as through an organization such as a trade association or employer – and covers the individuals from the losses to which they are exposed in the case of illness or an injury from an accident. Group disability insurance is typically less expensive than a policy purchased by an individual, though it should be noted that the benefits are limited to a maximum monthly income and a certain length of…

Pregnancy disability insurance in California has been extended

October 17, 2011 Julie Campbell

New legislation in California will mean that employers will be required to extend their pregnancy, childbirth, or related medical condition, disability insurance coverage for workers for up to up to 16 weeks. Senate Bill 299 was signed into law by Governor Jerry Brown and will become effective on January 1, 2012. It will require employers to provide continuous health insurance coverage for up to 16 weeks for workers that are disabled due to pregnancy on the same grounds as they would before a they had taken any leave of disability.…

Disability Insurance Services unveils Great Getaway Giveaway sales contest

September 27, 2011September 27, 2011 Marc

The largest disability insurance solution provider in the country, Disability Insurance Services (DIS), has announced the upcoming start of its Great Getaway Giveaway sales contest for financial planners, insurance agents, and independent marketing organizations (IMOs). It will allow DI insurance professionals to win a trip to any destination on the planet and will begin on October 10, running through November 11. Dan Steenerson, the president of Disability Insurance Services, said that the goal of the insurer is to make sure that every American’s paycheck is securely protected. He added that…