One quarter of Americans with a health insurance plan found care too expensive

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Despite the fact that they had coverage medical care was still cost prohibitive for one in four adults. The results of a study conducted by a consumer health group called Families USA have now been released and are showing that despite the fact that they had purchase the coverage of an insurance plan was present, over one in four adult Americans still made choices not to seek medical care because they felt that they could not afford it. This indicates that even though health insurance coverage may be growing, care…

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Anthem Blue Cross faces lawsuit over size of deductibles for health insurance

Consumer Watchdog has filed a lawsuit against Anthem Blue Cross, claiming that the insurer is using “bait and switch” tactics to increase the out-of-pocket expenses and deductibles which must be paid by some of their consumers. This is the second time in a period of eight months that the largest for-profit insurance company in California has faced a lawsuit over claims that its contracts with customers had been breached by mid-year deductible increases. In this most recent case, Consumer Watchdog alleges that over 100,000 policyholders have experienced a misrepresentation of…

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Seniors may soon pay more for medical expenses

Senior citizens may be facing a number of new out-of-pocket expenses for healthcare as Congress struggles with debt limit talks and is debating alterations to the supplemental plans for Medicare. The federal health program, Medicare, is meant to support the elderly and disables, though they are responsible for the payment of certain test costs, hospital deductibles, and visits to the doctor. In order to assist themselves with these additional out-of-pocket expenses, many Medicare beneficiaries purchase Medigap plans. Among the beneficiaries, 34 percent receive their Medigap coverage from their former employers.…

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Many Americans Doubt Insurance Plans will Cover Cancer Treatments

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Recent surveys are showing that people lack confidence in one aspect of their healthcare plans. Many feel that expenses related to cancer treatments will not be fully covered, if at all. As healthcare reform approaches the horizon, people are unsure that they will be able to have the medical care that they will need if diagnosed with cancer. Cancer is the 2nd leading killer of Americans, led only by heart disease. In many instances, treatments may cost $5,000 or more per month. Medicare, without supplemental insurance only pays about 80…

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