Hartville Group launches new plans for expanded pet insurance coverage

The Hartville Group, Inc., when considered with Petsmarketing Insurance.com Agency, Inc., its subsidiary, is among the oldest and the biggest insurers of pets in the United States, and it has just revealed that it will be expanding the ASPCA (American Society for the Prevention of Cruelty to Animals) Pet Health Insurance coverage. It will now be providing its policyholders with a 90 percent reimbursement for veterinary costs and for congenital and hereditary conditions that are included in its coverage, and it will offer higher limits per incident, among other improvements.…

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Know your breed’s need before buying pet insurance

Pet insurance has been moving ahead by leaps and bounds and is increasingly being recommended in order to help to make it possible for pet owners to provide superior care for their companions, where that care would otherwise be too expensive to afford. Pet health insurance can cover everything from costly surgeries and medical treatments to prescription drugs. As the number of providers of pet insurance grows, it is also becoming more affordable, as competition is starting to play an important role in pricing. The primary decision that most pet…

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Animal liability takes a bite out of the insurance industry

Almost one thousand Americans are treated in emergency rooms every day as a result of dog bites. Estimates show that in 2009 insurance companies paid out a total of 412 million dollars in claims for dog bites. In a survey recently conducted by State Farm, they reveal the states with the highest amount of claims for dog bites. Topping the list was California. According to the State Farm survey, California rated the highest in dog bite claims filed. Last year, California had 369 claims filed on insurance because of dog…

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Does the cost of pet insurance outweigh the cost of pet healthcare?

Over 43 million households in America own a dog. More than 37 million own a cat. They are our companions, our best friends, even referred to as our “kids”. It’s no wonder that we will spend over 45 billion dollars a year to feed and care for them. In 2009 Americans forked out over 12 billion dollars to pay for their pet’s veterinary care. Healthcare for animals is increasing in price almost as fast as it is for humans. The reason is due, in part, to the advancement in the…

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