Health care reform politics are stopping some consumers from buying coverage

us health insurance reform

Some people are choosing not to purchase the required policies because of their political beliefs. As the next open enrollment period for the required health care reform insurance coverage on Saturday is rapidly approaching, the Obama administration is hopeful that the millions of people who chose not to purchase their policies for this year will take the necessary action to protect themselves and their families next year. Research has shown that strong partisan politics are keeping some Americans from enrolling in the exchanges. The National Bureau of Economic Research has…

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Health plan shoppers can use Healthcare.gov once again

health insurance exchange

The website went live on Sunday night for those who want to window shop for policies. The federal insurance exchange has finally gone up for health plan window shoppers, and while this service was expected ahead of the open enrollment date of November 15, it still occurred slightly later than was expected. This was because government officials were making sure that the technology and message were better refined. The goal of the early availability of the insurance exchange site ahead of open enrollment is to encourage people who purchased a…

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Insurance plan loophole nearly closed

health insurance for small businesses

The government is coming close to stopping employers from being able to offer substandard coverage. Insurance plan consultants were recently surprised to discover that under the rules of the Affordable Care Act, employers are capable of offering policies to their employees for next year that do not include hospital benefits. This has caused the administration to take action to correct an official calculator for approving of insurance policies. Officials from the Treasury Department are now working on changing the path of an official calculator that gives approval to various types…

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Health insurance costs for 2015 won’t be revealed until after the election

health insurance coverage

There could be double digit increases in premiums in certain states where key Senate races are occurring. Consumers across the United States who intend to buy their health insurance on the federal exchange won’t need to wait much longer to find out what their premiums will be, but they will still need to wait until after the election on November 4 for their first glimpse at the official figures. That said, this won’t delay their ability to shop and make their purchases as open enrollment starts on November 15. This…

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Health care reform may have an impact on CHIP

Children’s Health Insurance Program kids

Affordable Care Act could have major consequences for the Children’s Health Insurance Program The Affordable Care Act may have a significant impact on the Children’s Health Insurance Program (CHIP) in the coming years. The program was first enacted in 1997 and serves as a way to provide minors with the insurance coverage they need. Before the implementation of CHIP, the uninsured rate for minors throughout the U.S. was 14%. Today, the uninsured rate among minors is 7%. Many of the minors that receive coverage through this program could see their…

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